Manager, Integrated Risk MY

CIMB Group Holdings Berhad; Kuala Lumpur; On-site; MYR 80,000 - 110,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking a professional to manage the ICAAP and MRA processes. This role involves ensuring the Group's capital adequacy, coordinating risk assessments, and presenting findings to senior management. The ideal candidate should have a Bachelor’s Degree, 5-6 years of relevant experience, and strong skills in data analysis using Excel or Tableau. Excellent communication and interpersonal skills are essential for success in this position. Competitive compensation and growth opportunities are provided.

Qualifications

• 5-6 years of experience in similar capacity at large regional institutions.
• Proven track record in risk management responsibilities.
• Ability to work independently and collaboratively.

Responsibilities

• Lead and manage the ICAAP and MRA processes.
• Coordinate the annual MRA exercise and present results to senior management.
• Improve MRA processes and maintain the MRA system.

Skills

Strong interpersonal skills

Excellent oral and written communication skills in English

Advanced Excel and/or Tableau

Education

Bachelor’s Degree or professional qualifications (e.g., BRM, Professional Banker)

Job description

To manage matters relating to Basel Pillar 2/ Internal Capital Adequacy Assessment Process (“ICAAP”) ensuring that all the risks undertaken are within the Risk Appetite of the Group and the Group has sufficient capital to support its day-to-day business activities that is in line with its risk profile.

The person is responsible in leading and managing ICAAP and Material Risk Assessment (“MRA”), specific responsibilities include but are not limited to:-

MRA

(i) Running the annual MRA kick-off meeting with all the business and support divisions, Risk Type Owners/ Oversight Parties and Risk Heads from International Offices (“IO”);

(ii) Managing and coordinating the annual MRA exercise, including consolidating the overall results for CIMB Group within timely manner;

(iii) Presenting the MRA results to Senior Management at Group Level Committee for deliberation before obtaining approval from the Board and thereafter for submission to BNM;

(iv) Maintaining the MRA system, including clearing system issues in order to produce the MRA results and conducting User Acceptance Test (“UAT”) as and when required;

(v) Proactively initiating enhancements and presenting ideas/ initiatives to improve the MRA process and system;

(vi) Periodic review of the Group Risk Library and MRA Methodology (including other documentation which impact MRA such as the MRA User Guide and Integrated Risk Procedures Manual);

(vii) Managing and reviewing the quarterly Risk Hotspots & Emerging Risks reporting for Senior Management and Board Level Committees; and

(viii) Responding to Group Corporate Assurance Division (“GCAD”) on the supervisory review process on timely manner.

ICAAP

(i) Reviewing matters relating to ICAAP including the annual ICAAP Reports of the Malaysian banking entities and groups;

(ii) Overseeing the running of the monthly capital adequacy calculations; and

(iii) Periodic review of the Group ICAAP Policy.

In addition to the above core function, the person is responsible for reviewing/ managing the following as and when required:-

(i) Prepare and/ or review the Risk Appetite Dashboard (Group and Entity level) for Senior Management and Board Level Committees;

(ii) Assisting or participating in ad-hoc and special projects.

Assist in risk management controls (audit rating and compliance, external auditors and regulators, effective partnership with key stakeholders).

Key Responsibilities

1) Improve Shareholders’ Value

• Review and manage ICAAP-related framework as well as policies and procedures for the Malaysian entities and banking groups.
• Review and manage MRA process and system including consolidate the overall results for CIMB Group.
• Conduct research on latest emerging risks that could potentially impact the Bank and share with Risk CoEs for a more enterprise view across the risk types.

2) Internal Business Process

• Review Guidelines from Regulators and internal risk management controls (audit rating and compliance, external auditors and regulators, effective partnership with key stakeholders).
• Actively enhance the MRA processes and systems.

3) Projects

• Manage, review and provide comments on projects or initiatives related to MRA system.

4) Talent Management (based on functional reporting to Team Lead)

• Performance Management: Review and provide feedback on KPIs for all direct subordinates within the team.
• People Development: Provide guidance and training to direct subordinates on work deliverables required by the team.

5) Customers

• Build and maintain strong working relationships with business management, business support teams and other areas of risk management both domestically and regionally. Ensure relationships are strategically forward looking, highly collaborative and productive.
• Actively participate and promote a culture which adopts the best practices for risk management in the region with the highest standards of quality and integrity.
• Be a constructive and engaged member of the regional risk management team.

Requirements

Bachelor’s Degree or preference for professional qualifications e.g. BRM, Professional Banker and Chartered Banker

A minimum of 5-6 years of experience of similar capacity with proven track record in large regional institutions

Advanced Excel and/ or Tableau (Data Analytics).

System maintenance

Strong interpersonal skills.

Excellent oral and written communication skills in English.

Able to work independently.

Collaborative partner – Ability to communicate effectively, clearly and concisely at all levels (both internally and externally).