Manager, Business & Corporate Banking (Growth Sector - Real Estate Specialist)

Hong Leong Bank Berhad; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Malaysia is looking for a Manager, Real Estate Specialist to oversee their Loan Portfolio for Commercial Real Estate. This role involves collaborating with Business Centers and Relationship Managers to understand client needs, assess project risks, and implement sustainable practices in line with the bank's values. The ideal candidate should possess at least 5 years of experience in the Real Estate sector and a Bachelor's degree related to banking or finance.

Qualifications

• 5+ years of experience in the Real Estate industry or related role.
• Strong analytical skills for commercial real estate transactions.

Responsibilities

• Articulate complex real estate concepts for client's financing needs.
• Support Relationship Managers in assessing cash flows and project risks.
• Conduct consultations with customers and stakeholders as per bank policies.
• Implement sustainable practices aligning with the bank's values.

Skills

Knowledge of regulatory requirements

Verbal and written communication skills in English

Education

Bachelor's degree in banking/finance/accounting or equivalent

Job description

Overview

The Manager, Real Estate Specialist will be responsible for developing and overseeing growth of the Loan Portfolio for Commercial Real Estate (CRE) within Business Corporate Banking (BCB). The successful candidate will also assist Business Centers (BCs) in acquiring customers / projects and in proposing suitable financing structures in terms of facilities, types of security, and risk mitigation where related to CRE.

The candidate will provide extensive technical expertise on the CRE sector for both internal and external stakeholders (e.g. sales force, credit approving authority, sustainability committee, bank customers, bank property team, and other relevant parties). This role reports to the Head of Growth Sectors, Senior Bankers, and Network Banking.

Responsibilities

• To comprehend and articulate complex real estate concepts ensuring a sound understanding of client’s financing needs for more effective and tailored solutions;
• To provide reviews and support to RMs (Relationship Managers) in their preparation and analysis of cash flows and repayment risks by identifying the project risks and characteristics unique to the industry;
• To support Business Centers and Relationship Managers in their meetings with customers/potential leads and in field visits to ascertain project feasibility/readiness and subsequently perform site visits to the project site / attending site meetings to observe the project progress and ensure that it is within the stipulated period for successful delivery and completion;
• To conduct consultation with customers and other relevant stakeholders in accordance with relevant policies, framework and guidelines established within the CRE risk appetite framework of the bank;
• Implement sustainable and environmentally responsible practices in the CRE strategy that aligns with the Bank's values. To establish good working contact with other related departments within the Bank on collaborative efforts within BCB for example with BCB ESG & Sustainability team.

Skills & Experience We Are Looking For

• Malaysia citizen.
• Bachelor's degree in banking/finance/accounting or any equivalent.
• 5 years and above work experience in the Real Estate industry or work for commercial real estate analysis, financing, or a related role.
• Knowledge of regulatory requirements impacting corporate real estate transactions is preferred.
• Excellent verbal and written communication skills in English language.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Realise your full potential at Hong Leong Bank by applying now.