Loan Sales Executive

YK Unite Point Agency; Johor; On-site; MYR 150,000 - 200,000; Full time

Job summary

A financial services firm in Johor, Malaysia, is looking for a motivated loan advisor to guide clients in personal and home loan options. The role involves assessing financial situations, managing applications, and cultivating client relationships to meet sales targets. Candidates should have at least an SPM qualification, with fluency in Chinese, Malay, and English being essential. A strong interest in sales and banking is beneficial. Competitive base salary plus commission and growth opportunities are offered in a flexible working environment.

Benefits

Attractive base salary + commission

Comprehensive training & mentorship

Opportunities for career growth

Flexible working environment

Exposure to banks and clients

Qualifications

• Minimum SPM qualification required; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Fluency in Chinese, Malay, and English is essential.
• Strong interest in sales, banking, or loan advisory; prior experience is a plus.

Responsibilities

• Advise clients on personal loans, home loans, and mortgage refinancing options.
• Assess clients’ financial situations and recommend suitable loan packages.
• Manage the loan application process from document collection to approval.
• Coordinate with banks, property agents, and legal parties for smooth transactions.
• Build strong client relationships and achieve sales targets through professional service.

Skills

Fluent in Chinese

Fluent in Malay

Fluent in English

Excellent communication skills

Negotiation skills

Customer service skills

Self-motivated

Target-driven

Education

SPM qualification

Diploma or Degree in Finance, Business, or related fields

Tools

Reliable transport

Job description

Job Description

• Advise clients on personal loans, home loans, and mortgage refinancing options.
• Assess clients’ financial situations and recommend suitable loan packages.
• Manage the loan application process from document collection to approval.
• Coordinate with banks, property agents, and legal parties for smooth transactions.
• Build strong client relationships and achieve sales targets through professional service.

Job Requirements

• Minimum SPM qualification; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Fluent in Chinese, Malay, and English (spoken and written) for effective client communication.
• Own reliable transport for client visits and meetings.
• Strong interest in sales, banking, or loan advisory; prior experience is a plus.
• Excellent communication, negotiation, and customer‑service skills; self‑motivated and target‑driven.

Job Benefits

• Attractive base salary + commission and performance incentives.
• Comprehensive training & mentorship in loans, mortgage products, and sales skills.
• Opportunities for career growth with clear promotion and income progression.
• Flexible working environment with supportive team culture.
• Exposure to banks, property developers, and clients, building valuable professional networks.