Home Financing Consultant

YK Unite Point Agency; Johor; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services agency in Malaysia seeks a Mortgage Advisor to provide clients with home financing advice and manage the loan application process. The role involves reviewing financial profiles, liaising with banks, and ensuring smooth transactions. Successful candidates should have at least an SPM qualification, be fluent in Chinese, Malay, and English, and possess strong sales and communication skills. Attractive salary, commissions, and a supportive team culture are offered.

Benefits

Attractive base salary + high commission

Structured training & ongoing support

Clear career progression

Flexible working arrangement

Exposure to major banks and clients

Qualifications

• Minimum SPM qualification; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Own reliable transport for client meetings and property visits.
• Strong interest in sales, home financing, or mortgage advisory; prior experience is a plus.

Responsibilities

• Advise clients on home financing, mortgage, and refinancing options.
• Review clients’ financial profiles and recommend suitable bank loan packages.
• Handle the full home loan application process from documentation to approval.
• Liaise with banks, lawyers, and property agents to ensure smooth transactions.
• Build long-term client relationships and achieve sales targets through quality service.

Skills

Fluent in Chinese

Fluent in Malay

Fluent in English

Good communication skills

Negotiation skills

Customer-service skills

Self-motivated

Target-driven

Education

SPM qualification

Diploma or Degree in Finance

Job description

Advise clients on home financing, mortgage, and refinancing options that suit their needs. Review clients’ financial profiles and recommend suitable bank loan packages. Handle the full home loan application process, from documentation to approval. Liaise with banks, lawyers, and property agents to ensure smooth transactions. Build long-term client relationships and achieve sales targets through quality service.

Job Responsibilities

• Advise clients on home financing, mortgage, and refinancing options that suit their needs.
• Review clients’ financial profiles and recommend suitable bank loan packages.
• Handle the full home loan application process, from documentation to approval.
• Liaise with banks, lawyers, and property agents to ensure smooth transactions.
• Build long-term client relationships and achieve sales targets through quality service.

Job Requirements

• Minimum SPM qualification; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Fluent in Chinese, Malay, and English (spoken and written) to communicate effectively with clients.
• Own reliable transport for client meetings and property visits.
• Strong interest in sales, home financing, or mortgage advisory; prior experience is a plus.
• Good communication, negotiation, and customer-service skills; self-motivated and target-driven.

Job Benefits

• Attractive base salary + high commission and performance incentives.
• Structured training & ongoing support in home financing and mortgage products.
• Clear career progression with promotion and income growth opportunities.
• Flexible working arrangement with supportive and friendly team culture.
• Exposure to major banks, property agents, and clients, building strong professional networks.