(Fresh Graduate) SO, Application Pre-processing, COPC

United Overseas Bank; Kuala Lumpur; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading bank in Asia is seeking a (Fresh Graduate) SO for application pre-processing in Kuala Lumpur. The role includes pre-screening loan applications, ensuring all required information is complete, conducting income calculations, and adhering to compliance guidelines. Candidates must possess a bachelor's degree, good English communication, and be a strong team player. Fresh graduates are welcomed to apply for this opportunity to start their career in the banking sector.

Qualifications

• Good communication and written skills in English.
• Strong team player with good interpersonal skills.
• Ability to handle multi-tasking efficiently.

Responsibilities

• Pre-screen and process unsecured loan applications.
• Ensure completeness of information and documentation.
• Perform income calculations for applicants.
• Conduct risk ranking per guidelines for approvals.
• Highlight suspicious applications based on criteria.
• Reconcile and batch applications properly.
• Return incomplete applications for further action.
• Verify applications against submission listings.
• Meet service level agreements and compliance guidelines.
• Prepare management information reports as needed.

Skills

Good English communication

Interpersonal skills

Fast learner

Education

Bachelor's degree or equivalent

Job description

(Fresh Graduate) SO, Application Pre-processing, COPC

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long‑term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Pre‑screening and application pre‑processing of Unsecured Loan Application Form.
• Ensure completeness of information and documentation.
• Perform income calculation of applicants.
• Perform risk ranking according to relevant guidelines and elevate the applications for on‑boarding approval.
• Perform coding on relevant fields in application form.
• Highlight any suspicious applications based on the pre‑defined criteria.
• Application reconciliation and batching.
• Return incomplete application forms to respective channels for further action.
• Perform verification of applications against submission listing.
• Ensure Service Level Agreement (SLA) is met and comply with bank's policy, process, and compliance guidelines.
• Prepare MIS and assist in other activities assigned by Team Leader or Unit Head.
• Ad‑hoc assignments or tasks assigned by Team Leader or Unit Head.

Job Requirements

• Bachelor's degree or equivalent.
• Good English communication and written skills.
• Good interpersonal skills and strong team player.
• Fast learner and able to handle multi‑tasking.
• Preferably 1 to 2 years of relevant experience in card operations. Fresh graduate will be considered as well.

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.