Executive/Senior Executive, Relationship Management, Batu Pahat Enterprise Centre

SME Bank Malaysia; Batu Pahat; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial institution is seeking an Executive/Senior Executive for Relationship Management at their Batu Pahat Enterprise Centre. The ideal candidate will have a degree in accounting or finance and at least 2 years of experience in SME or Business Banking. Responsibilities include marketing bank products, credit evaluation, and ensuring compliance with internal standards. Strong interpersonal and analytical skills are essential for maintaining high customer engagement and successful financial solutions.

Qualifications

• Minimum of 2 years working experience in SME/Business Banking/Commercial banking.
• Experience in credit evaluation/analysis and understanding financial statements.

Responsibilities

• Marketing and credit evaluation for business units.
• Propose suitable Bank's products for customers' business needs.
• Ensure compliance with risk and compliance requirements.

Skills

Interpersonal skills

Negotiation skills

Analytical skills

Education

Bachelor's degree in accounting/finance/banking/business

Job description

As a high-performance organisation, we offer our services through all our branches operating nationwide. Our key initiatives are driven by various action-plans to create a high level of engagement while nurturing the core values of S.M.I.L.E among the Talent Capital of the Bank.

Talent management and development are the cornerstone of our operations. We are continuously scouting for the right talents to fill up the roles as Executive/Senior Executive, Relationship Management at our Batu Pahat Enterprise Centre.

Responsibilities

• Marketing, solicit and credit evaluation for the network/business units
• Propose suitable Bank’s products that fit customers’ business needs
• Comply with internal and external standards, risk and compliance requirements in all financing application activities
• Provide end-to-end customer relationship management which includes:
• Monitoring the completion of legal documentation, collection of Condition Precedent until disbursement of the financing
• Plan, manage and monitor collection and post disbursement activities including conduct of Annual Review
• Manage request for changes to terms of financing (pre and post disbursement)
• Ensure full compliance to all set external and internal rules, policies, standard operating procedures and client charters
• Ensure that competency and motivation of staff in the region are kept at the highest level
• To ensure staffs to comply and report on Anti Money Laundering (AMLA), frauds and defalcations (including attempted frauds) breaches of Employee Code Of Conduct, robberies & burglaries and any other matters deemed required from time to time

Requirement

• A minimum of a bachelor’s degree in accounting/finance/banking/business or other relevant background
• Minimum of 2 years working experience in SME/Business Banking/Commercial banking
• Experience in credit evaluation/analysis/ability to analyse and understand financial statement and data
• Ability to structure financial solutions and packaging to SME
• Good interpersonal, negotiations and analytical skill
• Up-to-date knowledge of the business environment and Malaysian economy