Executive, Credit Management

Apex Equity Holdings Berhad; Selangor; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services firm in Malaysia seeks a candidate for a position focused on report checking, credit assessment, budgeting, and risk management. Responsibilities include preparing credit assessments, assisting in budgeting, and ensuring compliance with regulatory standards. Candidates should have a Diploma or Degree in relevant fields and at least 1 year of experience in credit management or stockbroking. Strong analytical and communication skills are essential. Fresh graduates with interest in finance are encouraged to apply.

Qualifications

• Minimum Diploma or Degree holder, preferably in Finance, Accounting, Business Administration, Economics.
• At least 1 year of experience in the stockbroking industry, specifically in Credit Management.
• Relevant certifications in credit, risk management, or financial services are a plus.
• Fresh graduates encouraged to apply with interest in credit and risk.

Responsibilities

• Ensure daily, weekly, and monthly reports are reviewed accurately.
• Prepare credit assessment for clients and assign credit limits.
• Assist in the development of the annual budget and monitor variances.
• Monitor and manage credit exposure and debt collection processes.
• Prepare regular reports and ensure compliance with regulations.

Skills

Analytical skills

Problem-solving skills

Communication skills

Understanding of credit management

Interest in stockbroking operations

Education

Diploma or Degree in Finance, Accounting, Business Administration, Economics

Job description

30d ago , from Apex Equity Holdings Berhad

Report Checking

• Ensure daily, weekly and monthly report is reviewed accurately and in a timely manner.
• Escalate to HOD when potential risk or high exposure is detected.

Credit Assessment

• Prepare credit assessment for clients and assign credit limit based on client’s credit profile accurately and timely.
• Prepare periodical review in conducted as per company/ regulatory standard and requirements.

Budgeting & Forecasting

• Assist in the development of the annual budget and periodic forecast.
• Monitor and analyse variances between actual vs budget figures, providing insight to management.

Risk Monitoring

• Monitor and manage the credit exposure of the firm. Escalate to HOD when potential risk area is detected.
• Ensure debt collection process which inclusive of review of settlement proposal from client.
• Ensure that credit management related decision is executed in line with the delegated authority while adhering to the process standard defined by Company.

Training and Development

• Ensure attendance to compulsory training and any other training recommended by superior.
• Foster a collaborative and high-performance culture within the team.

Reporting and Compliance

• Assist HOD in preparing regular reports and presentations on department related issue to senior management.
• Ensure compliance with regulatory requirements and internal policies.
• Stay updated with industry developments and changes in credit risk management practices.

Any other ad hoc task assigned by HOD

• Other ad hoc tasks as assigned by HOD.

Job Requirements

• Minimum Diploma holder or Degree Holder, preferably in Finance, Accounting, Business Administration, Economics, or related fields.
• At least 1 year of experience in the stockbroking industry, specifically in Credit Management or related functions.
• Relevant certifications in credit, risk management, or financial services are a plus.
• Fresh graduates are also encouraged to apply, provided they possess strong interest and basic knowledge in credit, risk, or stockbroking operations.
• Strong analytical and problem-solving skills.
• Good communication skills to liaise with internal teams and relevant stakeholders.
• High integrity and confidentiality in handling client information.