Disbursement Manager Executive

Malaysia Debt Ventures Berhad; Kuala Lumpur; Hybrid; MYR 100,000 - 150,000; Full time

Job summary

A financial services organization in Kuala Lumpur is seeking an experienced candidate for loan administration roles. The successful applicant will handle loan disbursement, maintain loan databases, and ensure compliance with regulations. Candidates should possess a Bachelor's degree in Finance or related fields and at least 3 years of experience in Banking and Finance. Proficiency in both English and Bahasa Malaysia is essential. This position offers various benefits and a hybrid working environment.

Benefits

KWSP employer contribution 16%

Parking benefit

Connectivity benefit

Annual leave 21 days

Study and exam leave 10 days

Compassionate leave 10 days

Marriage leave 5 days

Maternity benefit

Optical & dental benefit

Outpatient and hospitalization for self and family

Gratuity benefit for holidays

Hybrid working arrangement

Flexible working hour

Qualifications

• Completed Bachelor's degree in related field.
• Minimum 3 years of experience in Banking and Finance.
• Familiarity with credit/lending principles and trade finance.

Responsibilities

• Process loan disbursement and financing transactions.
• Maintain customers' loan database.
• Liaise with solicitors for legal compliance.
• Monitor and collect payments accurately.
• Provide customer assistance regarding loan queries.

Skills

Loan administration

Attention to detail

Communication in English

Communication in Bahasa Malaysia

Microsoft Office proficiency

Education

Bachelor's degree in Finance/Accounting/Business Administration/Economics/Banking/Financial Mathematics

Job description

For those who are looking to explore a new career path and ready for a challenge, take this opportunity to excel yourself with MDV.

No. of vacancies: 1

Job Purpose

To perform loan administration duties including disbursement, collection, loan data maintenance and reporting functions. Provides support service to all related stakeholders in the organization in relation to the Loan/Financing Facilities.

Job Description

• Process disbursement of loan/financing (both Islamic & Conventional) and trade facilities (i.e. Bank Guarantee & Letter of Credit).
• Maintain the Customer(s)/Borrower’s loan/financing database.
• Participate in Syndication & Club Deal financing as Lead Arranger, Facility Agent and Security Agent.
• Ensure terms and conditions as per Letter Offer are met before releasing the fund progressively and based on project milestones.
• Liaise with external solicitors in ensuring all legal requirements/conditions precedent are fully complied.
• Perform Commodity Murabahah Transaction and ensuring the Islamic transaction documents are intact.
• Monitor, collect payments and process funds received from customers in a timely and accurate manner.
• Monitor sinking fund collection, and placement/upliftment of other cash collaterals.
• Ensure the accuracy of calculation of profit/interest, monthly instalments, maturity dates and sending out monthly statement of accounts to customers.
• Provide on-going assistance to customers for any queries raised regarding disbursement/payment.

Requirements

• Completed Bachelor's degree in Finance/ Accounting/ Business Administration/ Economics/ Banking/ Financial Mathematics, or equivalent.
• Minimum 3 years of working experience in Banking and Finance, or related functions.
• Familiarity with basic credit/lending principles, loan documentation, security instruments, trade finance and banking regulations/policies.
• Strong command of English and Bahasa Malaysia (written and spoken), coupled with attention to detail, high integrity and high accuracy.
• Proficient in Microsoft Office (Word, Excel, PowerPoint) at an intermediate level.

Benefits

• KWSP employer contribution 16%
• Parking benefit
• Connectivity benefit
• Annual leave 21 days
• Study and exam leave 10 days
• Compassionate leave 10 days
• Marriage leave 5 days
• Maternity benefit
• Optical & dental benefit
• Outpatient and hospitalization for self and immediate family
• Gratuity benefit for Raya, Chinese New Year, Deepavali, Christmas and Merdeka
• Hybrid working arrangement
• Flexible working hour

Note: Due to high volume of applications, only shortlisted candidates will be contacted for an interview session.