Customer Service Officer

Bank Islam; Teluk Intan; On-site; MYR 30,000 - 40,000; Full time

Job summary

A reputable bank in Teluk Intan is seeking a Customer Service Officer to manage customer inquiries, process transactions, and support sales initiatives. The role emphasizes delivering excellent customer service and managing account openings, while adhering to compliance and guidelines. Ideal candidates are fresh graduates or those with less than 2 years of experience, demonstrating strong service orientation and multitasking abilities. Join this dynamic team for a rewarding career in banking.

Qualifications

• Bachelor’s degree holder with less than 2 years of working experience or a fresh graduate.
• Friendly and professional demeanor.
• Ability to resolve issues and provide a positive experience.

Responsibilities

• Process transactions over the counter including cash deposits and withdrawals.
• Assist customers with inquiries and complaints regarding banking products.
• Support asset management by processing various disbursements.

Skills

Customer service orientation

Sales and cross-selling

Attention to detail

Team collaboration

Multitasking

Education

Bachelor’s degree

Job description

Customer Service Officer (1-Year contract)

Handling Operations Administration, Customer Enquiries and Crowd Management:

Process various transactions and customer applications over the counter, including cash deposits, withdrawals, and remittances.

Facilitate salary crediting and support day‑to‑day branch operations.

Assist customers with EPF withdrawals, full settlement financing accounts, fee‑based product inquiries, and investment advisory.

Encourage migration of over‑the‑counter transactions to alternative channels.

Maintain availability of transaction slips, forms, and complaint documents.

Ensure marketing collaterals are up‑to‑date and promote banking products to customers.

Address customer complaints regarding CDM/ATM/Internet Banking promptly.

Resolve complaints within agreed timeframes and provide assistance on consumer financing, deposit, and Bancatakaful products.

Investigate and rectify customer complaints in a timely manner.

Assist with financing and Trade Finance operations, including redemption, discharge transactions, disbursement, and repayment activities.

Handling of CASATIA Account Opening:

Attend to customer applications for opening CASATIA accounts.

Check and verify the completeness of relevant documents submitted by customers.

Perform CIF creation, updating, and maintenance, and generate CIF reports.

Manage CASATIA CIF:

Process CIF applications from walk‑in customers, non‑account holders, individuals, joint account holders, non‑individuals, online applicants, and bulk openings.

Ensure completeness of customer information in CIF forms and verify related documents.

Create, activate, and open customer accounts.

Conduct CIF inquiries to prevent duplication.

Maintain CIF records based on customer requests or information received from related parties.

Serve as a one‑stop centre for account opening.

Authorize Bank Card/Debit Card transactions and ensure compliance with guidelines.

Handling Sales & Marketing:

Support asset management by processing of PF Disbursement, PF Net Disbursement, ASB Disbursement, HFA Acceptance, and BIC Activation.

Drive sales of fee‑based products to achieve targets and collaborate with sales teams for alignment.

Monitor and review unit trust customer accounts.

Focus on acquiring new CASATIA deposits and cultivate relationships with existing CASATIA deposit holders.

Ensure compliance with internal policies, guidelines, and external regulatory requirements.

Perform any other duties assigned by superiors as per business requirements.

Job Requirements

• Bachelor’s degree holder with less than 2 years of working experience or a fresh graduate.
• Customer service orientation – friendly and professional demeanor; ability to assist customers, resolve issues, and provide a positive experience.
• Demonstrate a genuine interest in sales and cross‑selling functions.
• A team player collaborating effectively with colleagues for smooth operations and branch performance (Sales and Operations).
• Demonstrate honesty, reliability, and ethical behavior.
• Attention to detail is crucial to prevent errors and ensure accuracy in financial transactions.
• Banking environments can be fast‑paced; requires multitasking and handling various responsibilities simultaneously (adaptable to changes).