AVP, Review & Remedial Specialist

Kuala Lumpur, Malaysia; Kuala Lumpur; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading bank in Asia is looking for a candidate to conduct independent credit reviews and manage non-performing loans in Wholesale Banking. The role requires a Bachelor's degree, strong analytical skills, and 3-5 years of experience in credit assessment. The ideal candidate should be proactive, possess excellent communication skills, and be able to work independently as well as in a team. This position offers an opportunity to play a crucial role in mitigating credit risks within the bank.

Qualifications

• 3-5 years' experience in a corporate/commercial credits environment.
• Ability to identify and mitigate risks associated with vulnerable credits.
• Proactive self-starter with a positive attitude.

Responsibilities

• Conduct independent credit reviews for Wholesale Banking accounts.
• Monitor vulnerable/high-risk accounts to mitigate risks.
• Assist in credit assessments for proposals.
• Manage non-performing loans and loan documentation.
• Follow up on legal proceedings and recovery proposals.

Skills

Analytical skills

Financial analysis

Credit assessment

Communication skills

Interpersonal skills

Education

Bachelor's degree in Finance, Accounting, or Banking

Job description

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About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Conduct independent credit review of the Wholesale Banking accounts that fall within the identified tracks, to determine their appropriate classifications and devise appropriate strategies to mitigate the credit defaults/losses.
• Monitor & follow-up on the identified vulnerable/high risk accounts with the objective of curing/mitigating the identified risks.
• Assist business units in the credit assessment of proposals submitted.
• Manage a portfolio of Wholesale Banking non-performing loans (NPLs).
• Credit assessment of restructuring/recovery proposals.
• Review loan documentation.
• Follow-up with solicitors/receivers/liquidators on the progress of all legal proceedings.

Job Requirements

• Possess a recognised Bachelor's degree, preferably in Finance, Accounting or Banking, from a recognised university / college.
• Strong analytical skills including financial analysis and credit assessment, preferably with 3 - 5 years' experience in corporate / commercial credits environment.
• Able to identify, review, analyse and offer risk mitigation solutions for vulnerable credits.
• Proactive and highly motivated self-starter.
• Possess a positive attitude with excellent communication, good business writing and interpersonal skills.
• Able to work independently and is a team player.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America.

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