Analyst - Credit and Transaction Management (CTM)

Royal Bank of Canada; Putrajaya; On-site; MYR 50,000 - 70,000; Full time

Job summary

A leading financial institution in Putrajaya is seeking an experienced Analyst in Credit and Transaction Management. The role involves managing a Global Credit Portfolio, conducting Annual Reviews, and collaborating with stakeholders to enhance credit-related processes. Ideal candidates will have a Bachelor's degree and 1-3 years of relevant experience in banking or corporate lending. This position offers an opportunity to work in a dynamic team environment focused on client service and operational efficiency.

Qualifications

• 1-3 years work experience in a related field, including banking or corporate lending experience.
• Strong credit and analytical skills including the ability to assess financial statements.
• Proficient in Microsoft suite of products.

Responsibilities

• Administer a portfolio of borrowers including multinational and large corporate lending relationships.
• Complete Annual Reviews of existing credit relationships.
• Review credit agreement terms for accuracy and compliance.

Skills

Analytical skills

Communication skills

Organizational skills

Attention to detail

Teamwork

Education

Bachelor's degree in Business, Finance, Economics, or related field

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Access

Job description

Analyst - Credit and Transaction Management (CTM)

Royal Bank of Canada Putrajaya, Malaysia

Job Description

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner of systems, have strong organizational, time management, analytical, written and spoken communication skills? As an Analyst in our Credit and Transaction Management team, you will partner with various internal stakeholders to manage the Global Credit Portfolio. You will work on various tasks and projects, develop a framework to identify specific areas of focus, evaluate possible efficiencies and provide recommendations to streamline credit-related processes. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

You will be responsible for the administration of a portfolio of borrowers, which includes multinational and other large corporate lending relationships. Your key responsibilities will include:

• Complete Annual Reviews of existing credit relationships which are to be completed in a timely fashion and maintaining a high quality of work.
• Review credit agreement terms and ensure they are correctly reflected in the Bank's systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents).
• Monitor receipt of reporting requirements outlined in credit agreements underpinning a portfolio of Global Credit Names. Liaise directly with Agent Banks, Ratings and Monitoring teams, Corporate Banking and other stakeholders to investigate overdue compliance related reporting items; and coordinate escalations to Group Risk Management (GRM) and Account Management Teams as required.
• Responsible for data integrity on any assigned accounts by ensuring the bank systems reflects all relevant ongoing changes with relevant support and approvals attached as necessary.
• Collaborate with the various stakeholders to identify specific areas for possible efficiency evaluation and provide recommendations to streamline credit processes.
• Upkeep and maintain credit, transactional and trading limits in the bank systems. Submit and approve administrative transaction requests as required and permitted under the Delegated Authorities provided by the Chief Risk Officer
• Responsible to identify and escalate deteriorating situations in ongoing monitoring of the portfolio. Where possible, provide a recommended course of action to stakeholders as appropriate.
• Other projects & assignments as required, including portfolio and/or audit related reviews that require analytical, research, strategic and problem solving skills. Completion of ad-hoc projects and other duties in order to support the team's planned and unplanned demands.

What do you need to succeed?

Must-have:

• Strong academic credentials including completion of Bachelor's degree in Business, Finance, Economics, or other related field.
• Highly motivated self-starter and strong work ethic where accuracy, a keen eye for details, and thoroughness is paramount.
• Strong analytical, credit and technical competencies including a sound knowledge of credit related products.
• Professional written and verbal communication skills
• Ability to prioritize, handle multiple tasks under pressure and meet time sensitive deadlines.
• Ability to exercise sound judgement with respect to exercising delegated authorities for electronic transaction approvals.
• 1-3 years work experience in a related field, including banking or corporate lending experience, finance and/or risk management.
• Ability to read and understand complex legal documents (e.g. loan agreements, security documents).
• Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action.
• Ability to work effectively within a team environment and to interact at all levels within a large organization.
• Ability to prioritize, perform well under pressure and meet time sensitive deadlines
• Proficient in Microsoft suite of products (including Excel, Power Point, Access).

Nice to have:

• Proficiency in visual data related applications or dashboards, ie Tableau.
• Proficiency in advanced excel / VBA.
• Working towards a post graduate finance designation, ie CFA, MBA or CPA, or a post-graduate degree with a focus in business, accounting, economics, mathematics or other quantitative field would be an asset but is not required

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Partner with Credit Transaction Manager's to manage the Global Credit Portfolio
• Build and maintain strong business relationships with Corporate Banking, Global Transaction Banking, Global Credit, Risk Management, Ratings and Monitoring Team, Global Loans and Administration, Internal and External Audit.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address: PERSIARAN IRC 2, IOI RESORT CITY IOI CITY TOWER ONE:PUTRAJAYA

City: Putrajaya

Country: Malaysia

Work hours/week: 40

Employment Type: Full time

Platform: CAPITAL MARKETS

Job Type: Regular

Pay Type:

Posted Date: 2025-07-16

Application Deadline: 2025-09-18

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment: At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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