Credit Analyst | Randburg

The Recruitment Council; Randburg; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading recruitment agency in Randburg is seeking a Credit Analyst to evaluate SMEs' financial statements and assist the Credit Committee. Key responsibilities include preparing credit papers and conducting on-site evaluations. The ideal candidate has a relevant undergraduate degree and strong analytical skills, with an interest in contributing to South Africa's socio-economic growth.

Qualifications

• Undergraduate degree in Commerce, Engineering, or PPE required.
• Experience in a family business is a plus.
• Strong ability to learn quickly and deliver results.

Responsibilities

• Analyse financial statements of SMEs and provide feedback.
• Prepare credit papers for the Credit Committee's review.
• Conduct on-site evaluation missions and manage risks.

Skills

Analytical mind

Excellent communication skills

Project management skills

Techno savvy

Ability to take initiative

Strong team player

Education

Undergraduate Commerce or Engineering degree

Politics, Philosophy and Economics (PPE) degree

Job description

Overview

As a Credit Analyst, you will analyse financial statements of multiple SMEs in South Africa across various industry sectors with the aim of providing balanced feedback to the Credit Committee.

The candidate will be expected to :

• Engage and interview the entrepreneurs
• Prepare credit papers for review
• Use inhouse and external rating agency credit rating tools and other economic indicators
• to supplement analysis
• Prepare detailed evaluation reports, assess cashflow forecasts and prepare a balanced view credit paper to the Credit Committee
• Oversee and evaluate these lending / investment decisions
• Conduct on-site evaluation missions
• Perform ongoing risk management activities on successfully funded SME's

Desired Skills and Experience

• Preferable the candidate should have an undergraduate Commerce or Engineering degree or a Politics, Philosophy and Economics (PPE) degree.
• Worked in a family business
• Ability to take initiative, learn quickly and strive for results
• Excellent communication skills (verbal and written)
• Strong team player and motivator
• Analytical mind, organized, attention to details
• Project management skills
• Techno savvy

Required Disposition

• A keen interest in SMEs, impact investing and socio-economic growth
• Someone who wants to make a contribution to South Africa
• Someone who is self-aware
• Big picture thinker, but with an eye for detail
• Curiosity with constant holistic learning