Vice President, Capital Financing

OSK Capital; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Job summary

A financial services company is seeking an independent credit evaluator in Kuala Lumpur. The role involves comprehensive credit assessments, engagement with senior management, and ensuring adherence to regulatory requirements. Candidates must have a minimum of 7 years of relevant experience, particularly in property development and asset-backed financing. Strong analytical skills and the ability to work under pressure are essential. This position offers a unique opportunity to enhance credit quality within a dynamic environment.

Qualifications

• Minimum 7 years of business credit experience, notably in Property Development & Construction financing.
• Familiar with responsible lending and regulatory requirements in Malaysia.
• Capability to evaluate credit using data analysis and business acumen.

Responsibilities

• Engagement with Business Unit and Senior Management on risk issues.
• Perform independent credit assessment on all credit applications.
• Review and improve credit parameters for portfolio lending.

Skills

Business credit experience

Familiar with asset-backed lending

Data analysis

Interpersonal skills

Positive attitude

Job description

We are looking for an independent credit evaluator to ensure comprehensive credit assessment for informed credit decisioning and superior assets quality.

Job Description

• Engagement with Business Unit and Senior Management on risk issues in relation to business initiatives to be implemented by the Group.
• Perform independent credit assessment, i.e.: credit profile, structure and customer due diligence etc. on all credit applications within the Group, and ensure assets booked are of superior quality.
• Review, devise and improve the credit parameters for portfolio lending that the Group exposed to.
• Close monitoring of the Group financing portfolio and ensure prompt actionable are taken in a timely manner should there be any deterioration in the credit standing of customers.
• Ensure adherence to internal guidelines, policies and regulatory requirements etc. for all credit applications within the Group.
• Joint site visits with Business Unit to evaluate the quality / marketability of collateral and ascertain its suitability in relation to the financing application.

Job Requirements

• Min 7 years of business credit experience, notably in Property Development & Construction financing, land bank financing, asset backed financing, share margin financing etc.
• Familiar with asset-backed lending, development and construction financing, mezzanine loans, and other types of commercial real estate financing.
• Familiar with responsible lending and regulatory requirements in Malaysia.
• Capability to evaluate credit by using a combination of data analysis and business acumen, notably on evaluating the merits and risks of various types of loans by using factual arguments.
• Familiar with the historical developments, current issues and evolving trends in the commercial real estate market in Malaysia.
• Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.
• Good personality, high integrity, proper track record and able to work independently with excellent interpersonal skills.