Senior SME Credit Lead - Team Growth & Risk

AmBank; Kuala Lumpur; On-site; MYR 80,000 - 100,000; Full time

Job summary

A financial institution in Malaysia is seeking an experienced professional to manage and review assigned SME portfolios. The role requires strong compliance with internal credit policies and ensures credit quality aligns with industry standards. Candidates must possess a Bachelor's degree in Finance or related fields and at least 5 years of experience in credit analysis. You will coach a diverse team and focus on skillset development to enhance productivity and minimize credit losses.

Qualifications

• Minimum 5 years of experience in credit review/analysis or credit sales/appraisal/approval.
• Strong credit knowledge and understanding of credit policies and regulatory requirements.
• Proficient in communication and report writing.

Responsibilities

• Manage and review the assigned SME portfolio.
• Plan and execute operational aspects of the team.
• Ensure compliance with internal credit policies and statutory guidelines.
• Guide and coach a team for skillset development.
• Identify skill gaps and develop action plans for staff retention.

Skills

Credit risk assessment

Financial analysis

Risk management

Credit products knowledge

Strong analytical skills

Good interpersonal skills

Education

Bachelor Degree in Finance/Accountancy/Economics or related field

Job description

A financial institution in Malaysia is seeking an experienced professional to manage and review assigned SME portfolios. The role requires strong compliance with internal credit policies and ensures credit quality aligns with industry standards. Candidates must possess a Bachelor's degree in Finance or related fields and at least 5 years of experience in credit analysis. You will coach a diverse team and focus on skillset development to enhance productivity and minimize credit losses.