Micro Finance Officer

Bank Pertanian Malaysia Berhad (Agrobank); Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading Malaysian government bank is seeking a Head, Micro Finance Regional to drive business strategies and oversee daily operations related to micro finance. The ideal candidate will manage credit risks, execute business outreach for strategic partnerships, and support the branch and staff during transitions. This position aims to enhance business opportunities while ensuring compliance with financial regulations and maintaining operational quality.

Qualifications

• Experience in financial officer roles, particularly in micro finance.
• Knowledge of credit risk and financial compliance regulations.
• Problem-solving and advisory skills for branch operations.

Responsibilities

• Plan and execute the micro finance business at branch level.
• Oversee day-to-day operations for micro finance outreach.
• Support staff in the absence of MFO/MFA.
• Ensure compliance with financing policies and regulations.

Skills

Micro finance planning

Credit risk management

Stakeholder engagement

Job description

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To assist Head, Micro Finance Regional in driving the micro finance in regional level to achieve large volumes while managing the credit risk and oversee daily operation of the branch’ MFO/MFA to meet the micro finance business target in aspect of asset growth and quality.

To execute business outreach and engagement to collaborate on productive alliances with the relevant agencies. Processing papers on potential collaboration with agencies and credit processing for financing as per required in supporting the branch activities.

Relief Officer to support Branch for long absence MFO’s such as on Maternity Leave or any long permitted long leave.

KEY RESPONSIBILITIES

Assisting HMFR in planning the micro finance business plan and target by regional and branch basis.

Implement the approved business plan to achieve the target set.

To support branch’ MFO/MFA on the technical issues.

As advisory (referral center) for all branch’ MFO/MFA.

Supporting branch in terms of prospecting and business opportunity with agencies and relevant company with productive collaboration.

Widen business opportunity areas for branch’ MFO/MFA.

To carry out the duty of branch’s MFO in the case of absence (long leave/block leave/maternity leave) especially to the branch which implementing Agro TERAS business actively.

This to ensure the business ran smoothly especially on the collection and weekly meeting.

Ensuring the high competency level of all MFO & MFA.

Timely to advise all MFO & MFA on the credit quality level early warning signal.

Ensuring the adherence on the latest financing facilities policies.

Nurture compliance & risk culture and awareness to all commercial business unit at Regional Offices and Branches.

Comply with all relevant activities stated in any Operation Manuals.

Comply with all internal controls and established policies and procedures e.g., Anti-Money Laundering and Anti-Terrorism Financing Act (AMLATFA), Personal Data Protection Act (PDPA) and BNM Standard Guidelines.

Unlock job insights

Your application will include the following questions:

• What’s your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How manyҟаҵара years’ experience do you have as a financial officer?
• How much notice are you required to give your current employer?

At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector. We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.

Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.

Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank’s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates imamo through 190 branches throughout Malaysia, and employs over 3,400 employees.