KYC Analyst (Corporate)

Youtrip; Selangor; On-site; MYR 60,000 - 80,000; Full time

Job summary

A Southeast Asian fintech company based in Malaysia is seeking a Compliance and KYC Specialist. The ideal candidate will manage the end-to-end KYC onboarding process, ensuring customer satisfaction while upholding compliance standards. You should have at least 2 years of experience in compliance or KYC, coupled with strong analytical skills and attention to detail. An understanding of travel spending behavior will be advantageous. This role offers the opportunity to thrive in a rapidly growing fintech environment.

Qualifications

• At least 2 years of experience in compliance and/or KYC.
• Knowledge of payment-related regulations in Singapore is a plus.
• Excellent problem-solving skills and attention to detail.

Responsibilities

• Manage the end-to-end KYC onboarding process.
• Document and resolve customer profile assessments.
• Collaborate with Compliance and other teams to ensure smooth processes.
• Participate in regulatory engagements and application processes.

Skills

Compliance & Risk expertise

Analytical thinking

Problem-solving

Understanding of travel psychology

Initiative

Job description

YouTrip is a Southeast Asian financial technology company dedicated to creating the next‑generation of digital financial services for consumers and businesses. In 2018, we launched the region’s first and leading multi‑currency payment app.

With our consumer and corporate products, YouTrip and YouBiz, we empower users with the most affordable and convenient financial innovations. YouTrip is a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS), and owns principal memberships and issuing licences with two of the largest card schemes, MasterCard and Visa.

YouTrip has been recognised by industry experts, winning awards for FinTech Employer of the Year by MAS and Singapore Fintech Association (SFA), Most Innovative FinTech Company in Southeast Asia and Best SME Finance Management Platform from APAC Insider’s 2023 Singapore Business Awards. We were also recently recognised as one of the Top Startups in Singapore by LinkedIn, further cementing our position as a leading fintech company in the region.

Our culture is entrepreneurial, open & inclusive, and teamwork‑oriented. We are looking for talents with the aspiration to thrive in a rapidly growing business in the exciting FinTech space.

You will:

• In charge of the end to end KYC onboarding process which includes analysing customer profiles to ascertain the authenticity and identify any potential risk areas, using data and screening tools.
• Document and handle resolution of customer profile assessment, including name screening, background checks, news run, and others, and assist to reach out to customers and internal teams for further investigation.
• Collaborate with Compliance and other key business functions to ensure a smooth internal process to achieve customer satisfaction and safeguard company’s and users’ interests.
• Participate in regulatory engagements or consultations, application of licences or exemptions, and ensure business and management are informed and prepared against material reforms and developments.

Requirements

• Compliance & Risk enthusiast – you’ve racked up at least 2 years of experience in compliance and/or KYC experience, and expertise within the financial services or payment industry. Relevant knowledge on payments related regulations in Singapore will be a plus.
• Analytical & detail‑oriented thinker – you possess excellent problem‑solving skills with demonstrated experience in solving complex business with analytical thinking. You have the tendency to focus on details and hate to miss out on specifics.
• Travel enthusiast – you are a passionate traveller and understand the psychology of travellers, in particular when it comes to overseas spending behaviour and its associated risks.
• Fearless self‑starter – you are not afraid to suggest and implement new initiatives to tackle complex business issues. You do not mind getting your hands dirty in order to get things done within a tight timeline.

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