Credit Risk Analyst

Ingram Micro; Selangor; On-site; MYR 30,000 - 50,000; Full time

Job summary

A prominent technology company in Malaysia is looking for an entry-level professional to develop and implement credit policies. Responsibilities include investigating customer creditworthiness, resolving billing disputes, and analyzing credit risks. Candidates should possess a four-year college degree or equivalent experience with 0–2 years of functional experience. This role offers a great opportunity to build relationships with credit agencies and ensures compliance with internal controls and Sarbanes-Oxley initiatives.

Qualifications

• Entry-level position requiring 0–2 years of functional experience.
• Broad theoretical knowledge typically acquired from advanced education.

Responsibilities

• Develop and implement credit policies and procedures.
• Resolve billing disputes affecting receivables collection.
• Analyze credit risks using internet and credit agency tools.

Education

Four-year college degree or equivalent experience

Job description

It's fun to work in a company where people truly BELIEVE in what they're doing!

Position Summary

• Develops, recommends, and implements policies and procedures for investigating and evaluating new and existing customer credit‑worthiness and extending or revoking credit lines/limits.
• Coordinates with internal departments to resolve billing disputes that may affect the ability to collect receivables.
• Reviews and makes recommendations regarding bad debt or write‑offs.
• Investigates and analyzes credit risks, using available internet and credit agency tools and information.
• Recommends and implements credit extensions/revocations, and/or legal action where necessary.
• Develops and maintains relationships with outside credit agencies.
• Ensures procedures and internal controls are followed in compliance with Sarbanes‑Oxley initiatives.

What you bring to the role

• Entry‑level professional individual contributor on a project or work team. Work is closely supervised. Problems faced are not typically difficult or complex. Explains facts, policies and practices related to job area.
• Works on projects of limited scope and complexity. Follows standard practices and procedures in analyzing situations or data from which answers can be readily obtained.
• Uses company standard policies and procedures to resolve issues in which answers can be readily obtained. Work is reviewed regularly by supervisor or more senior peers.

Requirements

Requires broad theoretical knowledge typically acquired from advanced education. Typically requires a four‑year college degree or equivalent experience and 0–2 years functional experience.