Credit Analyst

United Overseas Bank; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A prominent banking institution in Kuala Lumpur is seeking a skilled individual to prepare internal credit ratings and conduct credit reviews for commercial clients. The role involves evaluating borrower credit worthiness and collaborating with the Commercial Banking team to support credit analysis requirements. Candidates should possess a degree in Business or Finance, strong analytical skills, and exceptional interpersonal abilities. This opportunity offers a dynamic work environment focused on professional growth and teamwork.

Qualifications

• Degree in Business/Accounting/Finance/Economics or related field.
• Up to date with legal, compliance and market risk related issues.
• Strong analytical skills with good grasp of financial analysis.
• Ability to analyze cash flows, leverage, collateral and customer strength.
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Presentable, dynamic, dedicated, self-driven and highly motivated.

Responsibilities

• Prepare internal credit ratings and conduct credit reviews for commercial/enterprise clients.
• Evaluate the overall credit worthiness of the borrowers and alert business for any adverse conditions.
• Work with Commercial Banking coverage team to support all credit analysis matters.
• Interact with the client including gather deal requirements and financial statements.

Skills

Analytical skills

Financial analysis

Interpersonal skills

Writing skills

Education

Degree in Business/Accounting/Finance/Economics

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Prepare internal credit ratings and conduct credit reviews for commercial/enterprise clients, ensuring adherence to the Bank's policies, credit principles, lending direction and guidelines.
• Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
• Work with Commercial Banking coverage team to support all related credit analysis matter.
• Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

Job Requirements

• Degree in Business/Accounting/Finance/Economics or related field.
• Up to date with legal, compliance and market risk related issues.
• Strong analytical skills with good grasp of financial analysis.
• Ability to analyze cash flows, leverage, collateral and customer strength.
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Presentable, dynamic, dedicated, self-driven and highly motivated.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.