AVP / VP - Credit Administration & Control - Loan Pre-disbursement / Mortgages

Jobstreet Malaysia; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is looking for an AVP / VP in Credit Administration & Control. This role involves overseeing the smooth operation of credit compliance and documentation, managing a processing team, and ensuring regulatory adherence. Candidates should have at least 8 years of experience in retail credit operations with strong leadership and analytical skills. This position offers opportunities for impactful project leadership within a dynamic team.

Qualifications

• At least 8 years’ experience in lending and loan operational processes.
• Strong exposure to retail credit lending including Housing Loan and Car Loan.
• Functional and technical expertise in lending and regulatory compliance.

Responsibilities

• Lead and manage the processing team including credit operations.
• Ensure compliance with the Bank's credit policies and statutory provisions.
• Manage projects in accordance with agreed project terms.

Skills

Leadership

Communication

Analytical skills

Problem-solving

Education

Bachelor degree in related discipline

Job description

AVP / VP - Credit Administration & Control - Loan Pre-disbursement / Mortgages

Reporting to Group Credit Administration and Control – Credit Control Retail, you will assist in overseeing the smooth operation of the department effecting credit compliance, security documentation as well as credit cum collateral processing and smooth delivery of projects affecting the department. Apart from monitoring risk controls and ensuring compliance with the Bank's credit policies and statutory provisions, you will be expected to lead and involve in talent development of the team. You will also champion the operation service model and constantly seek out improvements for existing and future services and processes to achieve operational excellence.

Responsibilities:

Lead and manage the processing team which includes credit operations and project delivery.

Responsible for the day-to-day operations and project of retail credit operations as well as processing of legal and security documentation.

Demonstrates functional and technical expertise required to perform core aspects of the job.

Coordinate with other divisions and vendors to ensure successful delivery of related services.

Able to formulate system and work processes and process improvements for a holistic approach to operational requirements.

Manage projects undertaken by department in accordance with agreed project terms and ensure successful implementation within agreed time frame and budget.

Qualifications:

Bachelor degree in related discipline.

At least 8 years’ experience in lending, loan operational processes and possesses areas of expertise in retail credit operations, regulatory and legal compliance.

Equip with functional and technical expertise required to perform core aspects of the job, including sound knowledge of lending, credit, treasury and trade financing, regulations, and legal guidelines.

Proven track record in managing a sizeable operation team with strong exposure to retail credit lending (including Housing Loan and Car Loan), and knowledge of relevant application systems.

Well-developed leadership, communication, interpersonal and organization skills.

Strong quantitative, analytical, and problem-solving skills.

Ability to manage multiple initiatives and to work under challenging and demanding circumstances to meet deadlines.