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Job summary
A finance and leasing company in Indonesia is seeking a Business Specialist to develop relationships with customers and suppliers. Key responsibilities include conducting feasibility studies and managing credit proposals. The ideal candidate should have a Bachelor's degree in a relevant field with a minimum GPA of 3.0, and experience in the financing or banking industry is preferred. Fluent English skills and proficiency in Ms. Office are essential for this role.
Qualifications
- Minimum GPA 3.0 required.
- Experience in financing or banking industry; minimum 1 year is an advantage.
- Basic knowledge of accounting and finance is necessary.
Responsibilities
- Introduce products and develop customer relationships.
- Conduct credit worthiness feasibility studies.
- Prepare proposals and analyze lease applications.
- Follow up on customer documentation and conditions.
- Ensure payment collection from customers.
- Prepare and submit marketing reports.
Skills
Education
Tools
- Introduce products, develop and maintain relationships with prospective customers and suppliers in order to get new business.
- Conduct feasibility studies of customers in terms of their credit worthiness.
- Prepare the initial proposal, credit proposals, analyze and examine lease applications, and appraise credit risk of the customers and present all these to superior.
- Follow-up the collection of customer’s documents and visit customers to observe first‑hand their condition.
- Get confirmation from superior in accordance with the amount of disbursement to pay which has to follow the company rules.
- Implement Marketing Policies & Operating Procedures that is linked to the company’s business strategy.
- Ensure payment (collection) from the customers.
- Prepare and submit Marketing Reports regularly.
- Give response and follow‑up the work requirements and instructions which are given by superior and management in accomplishing duties.
- Bachelor’s degree in Economics, Management, Accounting, Communication with minimum GPA 3.0.
- Fluent in English both written and orally.
- Has experience in financing or banking industry; minimum 1 year will be an advantage.
- Has basic knowledge of accounting and finance.
- Familiar with Ms. Office (Word, Excel, Power Point).
- Proactive, good communication skill, able to work under tight schedule and have a team work spirit.
PT. Mitsubishi HC Capital and Finance Indonesia ("MHCI") was established in 1995 with the name PT. Diamond Lease Indonesia. In 2007, the company changed its name to PT. Mitsubishi UFJ Lease & Finance Indonesia as a subsidiary of Mitsubishi HC Capital Inc. (MHC) formerly known as Mitsubishi UFJ Lease & Finance Company Limited and Diamond Lease Company Limited, which was established in 1971. MHCI provides financing services to both Indonesian and Japanese corporate customers and will strive to meet their diverse needs utilizing MHC Group’s expertise and experience gained through their business in Japan and all over the world. We will endeavor to develop our business fields.
Business Specialist
* The salary benchmark is based on the target salaries of market leaders in their relevant sectors. It is intended to serve as a guide to help Premium Members assess open positions and to help in salary negotiations. The salary benchmark is not provided directly by the company, which could be significantly higher or lower.