Credit Risk Manager jobs in United Kingdom

Excited to grow your career? Our purpose is to make it easy for people to save and invest for a better future. We are looking for great people to join us, so please come and invest in YOUR future at Hargreaves Lansdown.

We know that sometimes people can be put off applying for a job if they don't tick every box. If you're excited about working for us and have most of the skills or experience we're looking for, please go ahead and apply. We’d love to hear from you!

Step into a dynamic, forward-thinking environment where transformation is at the heart of everything we do. As part of our Digital & Corporate Functions Risk Oversight team, you’ll play a pivotal role in shaping a robust risk and control framework that supports innovation and change. This is more than a compliance role—it’s an opportunity to influence strategy, challenge the status quo, and help build a future‑ready digital landscape.

We offer a space where your expertise can grow and evolve, giving you the chance to develop professionally while making a real impact. If you’re passionate about driving excellence in risk management and thrive in an environment that values continuous improvement, this is your opportunity to lead and learn.

• Work closely with Digital leaders, managers and stakeholders providing guidance, oversight and challenge to the technology and digital risk control environment, focusing on resilience in operations, strategic delivery and deployment.
• Maintain effective stakeholder relationships with the relevant Business colleagues to influence and challenge the management of business risk in line with the HL Risk Taxonomy and Enterprise Risk Management Framework.
• Provide oversight, guidance and assurance that supports continual improvements of Technology Risk and Resilience management across the Group and Third Parties.
• Represent Second Line Risk at functional/business management meetings providing independent challenge, specialist/technical advice and guidance to ensure the effective management of business risk in line with the HL Policy Framework and associated standards.
• Oversee the implementation of functional/business Risk Maturity plans providing timely advice, guidance and support to Business colleagues to ensure HL Groups Risk Maturity targets are met.
• Collaborate across Second Line Risk and Compliance teams to ensure a ‘One Connected Team’ approach by embedding Second Line Risk & Compliance oversights squads ensuring the prompt sharing of business information and collaborative agreement of focus areas for oversight.
• Provide timely oversight of both Strategic and Continuous Improvement change and transition into the BAU business, with focus on establishment and embedding of appropriate and effective governance and controls in the business.
• Lead the development and delivery of Second Line Risk Opinions required to inform business decision via the appropriate governance forum(s).
• Ensure the prompt sharing of relevant developments and risk events (internal and external) that may be relevant to or have an impact on HL, ensuring these are effectively assessed and used to inform business decision making.
• Lead or provide specialist technical input into the execution of Second Line Assurance Reviews for thematic risk areas across the business.
• Provide specialist and technical contributions to Second Line Risk reporting, as required.
• Deputise for team members and the Head of Digital & Corporate Functions Risk Oversight as required.

• Established Risk practitioner with experience in a Financial Services organisation.
• Technology subject matter expert, with experience of traditional software development life cycle and cloud development and deployment control environments.
• Strong knowledge of Enterprise Risk management frameworks and experience of the practical application of the fundamental principles of risk management in a First Line and/or Second Line context.
• Good knowledge of FCA Handbook and relevant regulation and legislation impacting Financial Services organisation.
• Good understanding of current and emerging technology risks facing Financial Services organisations.
• Accomplished in forging effective relationships at all levels, skilled at influencing, negotiating and managing challenging conversations with ease.
• Proven experience and ability to lead and collaborate across multi‑functional teams.

The interview process for this role will be a two‑stage interview consisting of technical competency‑based questions and an assessment.

The Senior Risk Oversight Manager role is a Permanent, full time, 37.5 hours per week, Monday to Friday. Our office is based in Bristol, BS1 5HL. Hybrid working is available where there’s flexibility to work from home and the office.

Here at HL, we’re the UK’s number 1 investment platform for private investors, based in Bristol. For more than 40 years we’ve helped investors save time, tax and money on their investments.

To achieve our mission, we believe we have a workplace like no other, with constant learning, dynamic teams, and a great ethos. We're steered by core values that promote service, quality, innovation, and opportunity in everything we do.

• Discretionary annual bonus * and annual pay review
• 25 days * holiday plus bank holidays and 1-day additional Christmas closure
• Option to purchase an additional 5 days holiday **
• Flexible working options available, including hybrid working
• Enhanced parental leave
• Pension scheme up to 11% employer contribution
• Income Protection and Life insurance (4 x salary core level of cover)
• Private medical insurance*
• Health care cash plans - including optical, dental, and out patient care
• Health screening programme
• Help@hand - confidential support including mental health counselling and remote GP
• Wellhub - unlimited access to fitness provider s and w ellness c oach sessions
• Variety of travel to work schemes with bike storage and shower facilities
• Inhouse barista and deli serving subsidised coffee and sandwiches
• Two paid volunteering days per year

* dependant on role level

** only available to select during our annual benefits window, in November each year

Hargreaves Lansdown is an inclusive employer that values diversity in its workforce. We encourage applications from all individuals without regard to race, religion, gender, sexual orientation, national origin, disability or age.

This role may also be available on a flexible working or part time basis – please ask the Recruitment & Onboarding team for more information.

Please note, we are unable to provide employment sponsorship to candidates.