J3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance

New Leaf Search Ltd.; England; Hybrid; GBP 45,000 - 70,000; Full time

Job summary

A leading financial services recruitment agency is seeking a Risk Manager Flow to analyze credit data and prepare risk reports. The ideal candidate has a minimum of 2 years’ experience in credit analysis within asset finance. This hybrid role demands strong analytical and communication skills, with a focus on maintaining compliance and mitigating risks. Excellent salary and benefits offered.

Benefits

Professional development

Referral bonus: £500

Qualifications

• Minimum 2 years’ credit experience with financial statements.
• Strong analytical and commercial judgment in asset finance.
• Effective verbal and written communication skills.

Responsibilities

• Analyse credit data and evaluate financial risk.
• Prepare comprehensive risk reports with recommendations.
• Monitor delinquent accounts and mitigate risks.

Skills

Credit analysis

Analytical judgment

Stakeholder communication

Tools

Microsoft Word

Microsoft Excel

Job description

J3559 - Risk Manager Flow - UK, Greater London / Surrey (Hybrid) - Asset Finance

New Leaf Search has partnered with a leading European financial services group in its search for a Risk Manager Flow. Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).

Key Accountabilities

• Analyse credit data and financial statements to determine risk in extending credit across all business channels, including sales-aid leasing/flow business.
• Interpret and evaluate internal and external reports, undertaking due diligence meetings to clarify credit and collections information as required.
• Generate and assess financial ratios and benchmarking data to evaluate customer financial status and industry standing.
• Conduct collateral curve analysis in line with market, sector, and portfolio considerations.
• Prepare comprehensive risk reports with clear recommendations for credit decisions.
• Ensure compliance with regulatory and industry guidelines, including consumer credit, AML, and data protection.
• Review existing transactions to evaluate payment history, purchase activity, and collateral analysis, recommending renewals or adjustments as needed.
• Monitor delinquent accounts in conjunction with Collections and mitigate potential risks.
• Maintain risk systems and ensure the accuracy of all portfolio data.
• Verify that transactions comply with sanctioned credit limits and conditions before pay-out.
• Attend screening meetings to provide preliminary risk commentary and coordinate credit processes with the front office.
• Recommend improvements to systems, processes, and practices to enhance efficiency and capacity.
• Engage in ongoing personal development to support business and personal objectives.

Person Specification

• Minimum 2 years’ credit experience, ideally analysing financial statements across multiple industries.
• Strong analytical and commercial judgement, with a good understanding of the asset finance industry and product types.
• Confident in assessing unsecured and small ticket transactions.
• Effective communicator, both verbally and in writing, with strong interpersonal and stakeholder skills.
• Solid grounding in credit analysis and underwriting, with experience in structured or cash flow lending beneficial.
• Proficient in Microsoft Word and Excel.
• Professional, organised, self-disciplined, and a strong team player.

We strongly favour applicants with proven, relevant experience in Financial Services, particularly Asset Finance and Leasing. You will also require relevant in-country experience; without which, your application will not be considered.

📩 Apply in confidence
💷 Referral Bonus: £500 if you recommend someone we place!