A financial services company in Manchester is looking for an experienced Credit Controller to manage a portfolio of clients, ensuring profitability and establishing excellent client relationships. The ideal candidate should have experience in credit control, good communication skills, and attention to detail. This position requires a proactive approach to client management and risk identification. Join us in being innovative and providing quality service.
Qualifikationen
Credit control experience is essential.
Strong communication and customer service skills required.
Attention to detail and IT competence needed.
Aufgaben
Manage credit control of client portfolio ensuring profitability.
Establish and maintain relationships with clients.
Identify new business opportunities and monitor collection performance.
Kenntnisse
Communication skills
Relationship building
Customer service
Attention to detail
Decision-making
Problem-solving
Numerate
IT skills
Jobbeschreibung
Key Responsibilities and Accountabilities
Ensure the security and profitability of Bibby through efficient and effective credit control of a portfolio of clients.
Establish and maintain a professional and efficient relationship with the allocated portfolio of clients.
Provide excellent standards of customer service internally and externally.
Ensure that security is maintained at all times within the systems operated by the company.
Identify and generate new business opportunities for the sales team to convert.
Proactively seek to understand clients to spot both warning signs and opportunities.
Perform other duties or projects commensurate with the level of responsibility, for which the holder has necessary experience and/or training.
Key Skills
Communication skills – maintain high-level professional conduct with internal and external customers via face to face, phone, email and written communication.
Relationship building – establish rapport; establish and maintain a professional + ‘expert’ relationship with clients through efficient credit control and understand their business.
Provide excellent customer service – manage credit control of client portfolio while providing a high level of service and protecting Bibby’s security.
Listen and interpret information – good listening skills, understand how and when to action information for the appropriate person.
Understand needs – see things from clients’ point of view, identify their needs and adopt a sympathetic approach whilst protecting Bibby’s security.
Attention to detail.
Decision-making – set credit limits within guidelines, make recommendations/propose decisions, and back up decisions to the line manager.
Develop solutions, problem solve and agree matters with people – monitor collection performance and recommend appropriate solutions.
Ability to say ‘no’.
Takes initiative – use appropriate chasing techniques, recommend alternative collection techniques, take responsibility for actions, manage time, prioritise work and plan ahead.
Use, develop and sell Bibby’s products and processes.
Manage risk – knowledge of clients’ business, awareness of money‑laundering and data‑protection legislation, monitor risk and possible fraud.
Numerate – demonstrate ability to work with numbers.
Financial understanding – general understanding of financial management, audited accounts and risk management.
IT skills – intermediate PC knowledge, good keyboard skills and competence in Microsoft Office.
Requirements of the Role
Experience – credit control experience, office environment and customer service experience.
Skills – good communication, excellent customer service, attention to detail and IT.
Qualifications – N/A.
Desirable for the Role
Experience – credit control experience in a financial service environment.
Skills – managing risk, sales.
Qualifications – basic IT, customer service / administration NVQ.
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