Credit Analyst (REMOTE)

Whistle; Cape Town; Remote; ZAR 450,000 - 600,000; Full time

Job summary

A financial services company is seeking a Credit Analyst to manage and drive credit operations. This remote position involves underwriting applications, managing lender relationships, and guiding customers from application to funding. Candidates should have at least 2 years of relevant experience and a Bachelor's degree in a related field. Strong analytical and communication skills are required. The position is remote but requires availability during US business hours.

Qualifications

• 2+ years of experience in underwriting or fintech-related credit roles.
• Startup mentality: proactive, flexible, dedicated to driving results.
• Proven ability to manage competing priorities in a fast-paced environment.

Responsibilities

• Evaluate and underwrite credit applications for commercial equipment loans.
• Serve as the primary contact for customers during the application process.
• Work with lending partners to manage application flow.
• Enhance processes for data collection and application management.
• Streamline the financing process with product and customer success teams.

Skills

Underwriting

Credit analysis

Risk assessment

Communication

Analytical abilities

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Job description

About the Role

Our client is looking for a Credit Analyst to manage and drive their credit operations. In this role, you'll be the go-to expert for all financing activities working directly with OEM partners, their customers, and their lending network. It's a hands-on, high-responsibility position where you'll underwrite applications, manage lender relationships, and guide customers seamlessly from application to funding. This is a remote role and the candidate must be available during US business hours.

Responsibilities

• Evaluate and underwrite credit applications for commercial equipment loans and determine the most suitable financing partner for each application.
• Serve as the primary point of contact for customers throughout the application-to-funding process, ensuring a smooth and efficient experience.
• Work closely with multiple lending partners to manage and optimize the application flow.
• Enhance and refine existing processes for data collection and application management to support business growth and scalability.
• Partner with product and customer success teams to streamline the financing process and improve the overall experience for sales representatives and buyers.

Qualifications

• 2+ years of experience in underwriting, credit analysis, risk assessment, or fintech-related credit roles.
• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Startup mentality: proactive, flexible, and dedicated to getting things done, doing whatever is necessary to drive results while continuously seeking innovative solutions.
• Strong analytical abilities and excellent communication skills.
• Proven ability to manage competing priorities and deadlines in a fast-paced environment.

If you have any questions please feel free to contact us at [e-mail]