Senior Loan Associate – Para broker

Insight Advisors Pvt Ltd; Malaysia; Hybrid; MYR 60,000 - 80,000; Full time

Job summary

A financial consulting firm is seeking a highly skilled Senior Loan Associate - Para broker to join their team in Malaysia. The ideal candidate should have a minimum of four years of experience in Australian mortgage loan processing. Responsibilities include assessing borrowing capacity, conducting loan analysis, and managing loan applications. Proficiency in loan processing software and excellent customer service skills are essential. This position may offer remote working options, ensuring flexibility for the right candidate.

Qualifications

• 4+ years of experience in loan processing, preferably with experience in handling complex loan applications.
• Proficiency in using loan processing software like Mercury Nexus and online application platforms.
• Comfortable working with Teams the whole shift.

Responsibilities

• Assess borrower's borrowing capacity based on financial information and lender guidelines.
• Conduct comprehensive loan analysis to determine loan eligibility and structure.
• Manage a high volume of loan applications from start to finish, ensuring compliance.

Skills

Loan processing

Customer service

Borrowing capacity analysis

Team collaboration

Proficient in Mercury Nexus

Compliance understanding

Education

ACCA

MCom

BCom

MBA Finance

CMA

Tools

Loan processing software

HubSpot

Infinity

Job description

Designation - Senior Loan Associate – Para broker

Remote working 5 days in a week

Note: Compulsory Australian Mortgage experience

Qualification: ACCA/ MCom/ BCom/ MBA Finance/ CMA

Essential Requirements:

• 4+ years of experience in loan processing, preferably with experience in handling complex loan applications.
• Proficiency in using loan processing software (e.g., Mercury Nexus) and online application platforms(e.g., AOL, Loanapp).
• Comfortable working on Teams the whole shift

About the Role:

Company is seeking a highly skilled and experienced Senior Loan Associate - Para broker to join our team. The ideal candidate will have a minimum of four years of experience in Australian mortgage loan processing and a deep understanding of the mortgage industry.

This role requires a highly motivated individual with a proven track record of success in the mortgage industry. The successful candidate will be responsible for driving loan processing efficiency and ensuring customer satisfaction.

Key Responsibilities:

• Borrowing Capacity (BC) Processing: Accurately assess borrower's borrowing capacity based on financial information and lender guidelines.
• Loan Analysis: Conduct comprehensive loan analysis to determine loan eligibility and structure.
• Loan Processing: Manage a high volume of loan applications from start to finish, ensuring adherence to compliance and regulatory requirements.
• Missing Information Reports (MIR): Efficiently identify and request missing documentation from borrowers, maintaining timely loan progression.
• System Proficiency: Demonstrate proficiency in HubSpot and Infinity to manage customer data and loan information effectively.
• Client Relationship Management: Build and maintain strong relationships with brokers and clients, providing exceptional customer service.
• Team Collaboration: Collaborate with internal teams to ensure seamless loan processing and closing.
• Compliance Adherence: Stay updated on industry regulations and ensure compliance with all relevant laws and policies.

Key Skills & Qualities:

• In-depth knowledge of common banking jargon and home loan process
• Knowledge of Borrowing Capacity and lender policy is important.
• With technical know-how on documentation requirements in housing loans
• Accurate and efficient in data entries
• Coordination skills in dealing with Bank lenders on housing loan processing
• A plus if with experience in working with Mercury Nexus CRM
• Proven experience in customer service.
• Willingness to undergo and pass background check as a condition of employment (a consent form will be provided to shortlisted candidates)

Technical requirements:

• Windows 11 operating system
• 256GB Storage space - minimum
• 8GB RAM - minimum
• Dual Core CPU - minimum
• Camera: HD Webcam (720p)
• Headset: Noise cancelling (preferably)
• Internet Speed: 50 Mbps - minimum