Senior Executive, Credit Administration

Perbadanan Nasional Berhad; Kuala Lumpur; On-site; MYR 50,000 - 70,000; Full time

Job summary

Sebuah agensi di bawah Kementerian Kewangan mencari seorang pegawai untuk mengendalikan dokumentasi kredit. Calon yang sesuai mesti memiliki Ijazah Sarjana Muda dan mempunyai pengalaman antara 3 hingga 5 tahun dalam pengendalian kredit. Tanggungjawab termasuk memantau pemenuhan syarat dokumentasi dan bekerja bersama pelbagai pasukan untuk memastikan ketepatan rekod. Keahlian dalam sistem pemantauan kredit dan kepatuhan kepada keperluan peraturan diperlukan.

Qualifications

• Minima 3-5 tahun pengalaman dalam pengendalian kredit atau dokumentasi pinjaman.
• Familiar dengan keperluan peraturan dan dasar kredit dalaman.
• Pengalaman dalam pembiayaan SME, francais, atau Islamic adalah kelebihan.

Responsibilities

• Mengendalikan dokumentasi pembiayaan dengan tepat dan tepat pada masanya.
• Memantau pemenuhan syarat pra-disbursement.
• Bekerjasama dengan pasukan dalaman untuk memastikan penyelesaian dokumentasi.

Skills

Pemahaman yang kuat tentang dokumentasi kredit

Keterampilan Microsoft Excel

Keterampilan pengurusan pemangku kepentingan

Ketelitian tinggi dan kemahiran penyimpanan rekod

Stakeholder management

Education

Ijazah Sarjana Muda dalam Kewangan, Pentadbiran Perniagaan, atau bidang berkaitan

Tools

Sistem pentadbiran kredit

Microsoft Word

Job description

Pernas is an agency owned by the Ministry of Finance Incorporated (MOF Inc.) with the mandate to lead the development of Malaysia’s franchise industry. It provides guidance, special schemes and support for franchisors and franchisees while promoting franchise entrepreneurship across the country.

Roles and Responsibilities

A. Operational Tasks

• Prepare, verify, and process financing documentation in accordance with approved terms, internal policies, Shariah principles (where applicable), and regulatory requirements.
• Monitor and track fulfillment of Conditions Precedent (CP) and Post-Disbursement Conditions (PDC) to ensure compliance before and after disbursement.
• Coordinate with internal teams such as Franchise Financing, Disbursement, and Legal to ensure timely completion and accuracy of the documentation.
• Update and maintain accurate records in the credit administration system, including facility setup, documentation status, collateral details, and CP/PDC progress.
• Perform system validation and reconciliation to ensure data accuracy between physical files and system records.
• Support disbursement readiness by confirming documentation completeness, CP compliance, and system updates prior to fund release.
• Assist in system testing, enhancement, and troubleshooting for credit administration modules to improve workflow efficiency and data integrity.

B. Administrative Tasks

• Prepare and update documentation status reports, CP/PDC tracking logs, and document custody registers for management review.
• Perform regular system housekeeping, including updating document statuses and cleaning up outdated or redundant records to maintain database accuracy.
• Assist in record audits and compliance checks, ensuring prompt submission and rectification of findings.
• Participate in digitalization initiatives and process automation projects related to documentation control and data management.
• Ensure confidentiality and secure handling of all financing and collateral documents in line with company policy.

C. Other Tasks

• Liaise with relevant departments to resolve documentation discrepancies or system issues in a timely manner.
• Assist in preparing ad‑hoc reports, management updates and audit responses related to documentation or system monitoring.
• Provide administrative and clerical support, including document tracking, scanning, and coordination with internal stakeholders.
• Support any special projects, process improvement initiatives, or assignments as directed by the Section Head or Department Head within the Corporate Credit Management Department.

Requirements

A. Academic Qualification

• Bachelor’s Degree in Finance, Banking, Business Administration, Accounting, Economics, or a related field.

B. Working Experience

• Minimum 3–5 years of experience in credit administration, loan documentation, credit operations, or financing support.
• Experience in SME, franchise, corporate, or Islamic financing is an added advantage.

C. Knowledge and Skills

• Strong understanding of credit documentation, financing structures, CP/PDC management, and collateral documentation.
• Familiarity with regulatory requirements and internal credit policies; knowledge of Shariah financing principles is an added advantage.
• Proficient in credit administration systems, Microsoft Excel, Word, and reporting tools.
• Strong attention to detail with excellent documentation and record‑keeping skills.
• Good coordination, communication, and stakeholder management skills.
• Ability to work independently under tight timelines while managing multiple files.

Key Competencies: Credit Documentation & Administration, System Accuracy & Data Integrity, Attention to Detail, Time & Task Management, Confidentiality & Professional Integrity