Mortgage Sales Consultant

RHB Bank; Johor; On-site; MYR 40,000 - 70,000; Full time

Job summary

A leading financial institution in Malaysia is seeking a motivated individual to achieve personal sales targets for mortgage loans. This role involves cross-selling MRTA products and maintaining compliance with regulatory standards. You'll be responsible for building relations with developers, real estate agents, and conducting customer interviews. Experience in sales and strong compliance knowledge is essential for success in this dynamic position.

Responsibilities

• Responsible for personal sales target to acquire mortgage loans.
• Cross sell MRTA and achieve minimum penetration rate.
• Ensure compliance with internal policies and legal standards.
• Conduct face-to-face interviews with customers.

Job description

Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.

To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers