Credit Risk Analyst (Regional Bond Credit)

CIMB; Kuala Lumpur; On-site; MYR 80,000 - 100,000; Full time

Job summary

A leading banking institution in Kuala Lumpur is seeking a professional to prepare fixed income credit proposals and conduct credit evaluations for the Corporate Loan portfolio. Candidates must have at least 3 years of experience in corporate or investment banking along with ACCA or equivalent qualifications. The role involves analytical support, monitoring asset quality, and ensuring compliance with regulations. Strong financial analytical skills, Bloomberg skills, and good business writing are advantageous.

Qualifications

• Minimum 3 years’ experience in corporate/investment banking or related fields.
• Strong accounting skills and financial modeling skills.

Responsibilities

• Prepare fixed income credit proposals and provide analytical support.
• Evaluate the credit quality of the Bank's Corporate Loan portfolio.
• Monitor fixed income/loan portfolio for asset quality deterioration.
• Ensure applications comply with regulatory guidelines.

Skills

Accurate financial analytical skills

Credit evaluation skills

Business writing and presentation skills

Bloomberg skills

Education

Professional qualifications such as ACCA

Job description

Key Responsibilities

• Prepare fixed income credit proposals, provide analytical support in submissions to the relevant approving authorities and ensure speedy turnaround time. This includes the following: identify pertinent credit related issues, liaise with business units and internal approvers to obtain approvals, handle post-approval work process.
• Evaluate the credit quality of the Bank’s Corporate Loan portfolio in various industries and identify pertinent credit & other deal related issues.
• Monitor the fixed income / loan portfolio to ensure any deterioration in the asset quality is properly escalated to the relevant authorities.
• Ensure all applications comply with applicable regulatory framework / guidelines and the Group’s policies and procedures.
• Deliver on ad-hoc assignments.

Key Requirements

• Has professional qualifications such as ACCA (or its equivalent), Asian Institute of Chartered Bankers (Certified Credit Professional, Professional Credit Certification, Business Credit Professional, Competency Validation Assessment) or OMEGA.
• Bloomberg skills is an added advantage.
• Minimum 3 years’ experience in corporate / investment banking or other related fields.
• Possess strong accounting / financial analytical and credit evaluation skills, has financial modeling skills, good business writing & presentation skills and good understanding of the corporate banking & Wholesale Banking products.