Remote Mortgage Underwriter

Jobgether; Remote; IDR 200.000.000 - 300.000.000; Full time

Job summary

A staffing service is looking for a Senior Mortgage Underwriter to manage the mortgage loan lifecycle while ensuring compliance with guidelines. This remote position demands a proactive mindset to efficiently handle a high-volume pipeline. Key qualifications include over 5 years of experience, strong knowledge of underwriting standards for various loan types, and the ability to collaborate across teams. Ideal candidates will also possess technical skills to navigate advanced mortgage technology platforms.

Benefits

Flexible remote work environment

Professional growth opportunities

Access to advanced mortgage technology

Qualifications

• Minimum of 5+ years of recent experience as a Mortgage Underwriter.
• Proven ability to manage high-volume, complex loan pipelines.
• Knowledge of agency and investor guidelines.

Responsibilities

• Process and/or underwrite mortgage loans across the full lifecycle.
• Manage a high-volume pipeline while maintaining compliance.
• Prepare, review, and analyze loan disclosures.

Skills

Self-starter

High-level accuracy

Strong communication skills

Team-oriented

Technically savvy

Tools

Mortgage technology platforms

Job description

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Mortgage Underwriter - REMOTE. In this role, you will play a critical part in the mortgage loan lifecycle, ensuring compliance with regulatory and investor guidelines. Your extensive knowledge and experience will be essential to manage a high-volume pipeline effectively. You will have the autonomy to operate decisively and resolve issues, contributing to the overall quality and efficiency of the loan process. This position demands a proactive mindset to prevent risks and ensure timely closings, making it ideal for seasoned professionals.

Accountabilities

• Process and/or underwrite mortgage loans across the full lifecycle, from application through closing and post-close readiness.
• Manage a high-volume pipeline while maintaining accuracy, compliance and quality standards.
• Review income, credit, assets, title, property and investor overlays to ensure compliance and accuracy.
• Prepare, review, and analyze loan disclosures, structuring loans to ensure borrower qualification and investor compliance.
• Register loans in investor portals and manage the loan approval process with investors.
• Run compliance reviews, fraud reports, and quality control checks to ensure compliance and accuracy.
• Resolve layered risk, guideline conflicts, and exception scenarios using sound judgement.
• Proactively identify potential issues and prevent risks before they scale.
• Maintain audit ready loan files with a focus on defect prevention and compliance.
• Collaborate effectively with internal teams to ensure timely and efficient loan progression.
• Take immediate action on urgent tasks and ensure deadlines are met without delay.

Requirements

• Self-starter who takes initiative and acts decisively to get tasks completed efficiently.
• Minimum of 5+ years of recent experience as a Mortgage Underwriter.
• Proven ability to manage high-volume, complex loan pipelines.
• Experience working with multiple investors and managing varying guideline requirements.
• Strong knowledge of agency and investor guidelines, TRID, disclosures and regulatory compliance.
• Extensive knowledge underwriting Conventional, VA, and FHA loans.
• Demonstrated ability to think creatively, solve problems, and implement compliant solutions.
• Proactive mindset with a track record of anticipating issues and preventing delays.
• High level of accuracy and attention to detail in documentation, conditions and approvals.
• Technically savvy and comfortable using multiple LOS and mortgage technology platforms.
• Strong communication skills and the ability to collaborate across teams.
• Team oriented professional who can also work independently with minimal oversight.
• Must have experience in non-delegated correspondent lending.

Benefits

• Flexible remote work environment.
• Opportunity to work on complex and high-volume pipelines.
• Collaborative and supportive team culture.
• Possibility for professional growth and skill development.
• Access to advanced mortgage technology platforms.
• Competitive salary and performance-based incentives.

Why Apply Through Jobgether?

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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