Credit Policy & Risk Architect

Talent Search Recruitment - Indonesia; Kota Yogyakarta; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading consultancy firm in Indonesia is seeking a Credit Risk & Policy Manager to develop and implement credit policies and manage consumer loan portfolios. The ideal candidate will have 5-7 years of experience in credit management, proficiency in data analysis using Excel and SQL, and strong communication skills. This role offers the opportunity to shape risk management strategies and ensure compliance with regulations.

Qualifications

• 5-7 years of experience in credit policy and management, focusing on unsecured consumer loans.
• Proficient in English and preferably in Bahasa.
• Demonstrated ability to identify, measure, and mitigate credit risks effectively.

Responsibilities

• Design and implement comprehensive credit policies and procedures.
• Develop and maintain robust credit scorecards.
• Identify, measure, and mitigate credit risks associated with consumer loans.
• Monitor and manage the loan portfolio.
• Utilize data analytics to identify trends and assess risks.
• Develop and implement effective collection strategies.
• Prepare regular reports on credit and collection activities.
• Ensure compliance with all relevant regulatory requirements.

Skills

Credit policy development

Data analysis using Excel and SQL

Credit risk management

Portfolio management

Collection strategy development

Cross-functional collaboration

Regulatory compliance in Indonesia

Education

Bachelor's degree in Finance, Economics, Business or related field

Master's degree

Tools

Excel

SQL

Job description

A leading consultancy firm in Indonesia is seeking a Credit Risk & Policy Manager to develop and implement credit policies and manage consumer loan portfolios. The ideal candidate will have 5-7 years of experience in credit management, proficiency in data analysis using Excel and SQL, and strong communication skills. This role offers the opportunity to shape risk management strategies and ensure compliance with regulations.