Credit Risk Manager jobs in United States

The Product and Payment Services Risk (PPSR) organization at Visa is focused on managing risks inherent in product builds, pipeline and portfolio execution covering Visa’s strategic pillars and underlying business units - Value Added Services (VAS), Commercial and Money Movement Solutions (CMS) and Product and Solutions.

The Manager PPSR CEMEA, is responsible for supporting continually improving risk management capability and risk profile, working with respective business and product teams.

Responsibilities :

Drive and optimize end-to-end operating rhythm of Product Risk Review (PRR) cycle for CEMEA initiatives. This includes engaging and enabling ( instead of doing on behalf of ) the first-line stakeholders in VAS, CMS and Product and Solutions to submit good quality as well as timely PRRs, monitoring SLAs and escalating roadblocks.

Work closely with first-line stakeholders to support risk identification, assessment and treatment, instilling cycle-time discipline and rigor within the PRR process.

Provide post-review support to initiative-owners to track fulfillment of all PRR conditions on time.

Identify and drive process improvement initiatives to drive greater efficiency through the PRR process.

Lead the UAT and other tests to enhance the PRR systems and tools. Provide timely feedback and escalate to line management as necessary.

Prepare regular reports and management updates on PRR.

Provide support for all Global initiatives for PRR.

Coordinate review of Global PRR within CEMEA, with timely escalation to line management in case of delays.

Prepare, own and manage all the education materials for PRR.

Collaborate with first line stakeholders to drive compliance with key risk programs (incl. RCSA, TLMP, MRM, ViDA).

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications

• 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA,JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

• Master’s degree in sciences or business field
• 5+ years of relevant Risk experience with a financial institution.
• Hands-on risk management experience as a team member in a risk function (e.g. Credit Underwriting and Credit Risk Policy) with a financial institution.
• Proven experience in managing operations and assessing risk of a product or a solution across multiple enterprise risk dimensions like credit, operational, reputational, regulatory etc.
• Collaborative personality, with experience managing deliverables across globaland regional teams.
• Demonstrated analytical, process and problem-solving skills, with strong results orientation.
• Proven ability to accomplish results and exercise influence in a large, global, matrix organization.
• Clear thinker with strong technical and data analysis skills, plus solid management, and problem-solving skills
• Proficiency in MS Word, Excel, Access, PowerPoint, IBM Open Pages (GoRO)

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.