Accountant

Outsourced CFO; Randburg; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A financial services company in Randburg seeks an experienced Accountant to join their team. The role focuses on loan portfolio management and requires a Bachelor of Commerce degree with at least 5 years of accounting experience. Candidates must be detail-oriented, tech-savvy, and have experience in using accounting software like Xero. This is an office-based position, aimed at supporting SMEs in South Africa's economy.

Qualifications

• Minimum of 5 years' experience in an accounting/bookkeeping role.
• Experience with loans, leases, and amortizations.
• Experience in using Microsoft 365 and Xero is advantageous.

Responsibilities

• Ensure accuracy of loan draw-down repayment calculations.
• Balance sheet reconciliations related to customer accounts.
• Generate invoices and manage payment allocations.

Skills

Analytical mind

Detail-oriented

Strong communication skills

Tech-savvy

Organized and precise

Problem-solving

Education

Bachelor of Commerce (Accounting major)

Tools

Microsoft 365

Xero

Microsoft Teams

Standard Bank Business online

Job description

Randburg, South Africa | Posted on 21/01/2026

We are recruiting on behalf of our client, for anAccountant (must have a BCom degree). They help South African SMEs grow, with a strong focus on building a more inclusive economy.

Our client appreciates people who are honest, curious, creative, conscientious, and genuinely interested in learning and growing. They work closely together, regularly engaging face-to-face with customers and stakeholders, which is why they are fully office-based. If you are excited about helping SMEs grow and making a real impact in South Africa, you might be a great fit.

As the Accountant, you will report to the Finance Manager and work closely with the rest of the team within the Finance division. This role includes a focus on the loan portfolios for various companies within the Group and additional aspects as noted below.

Responsibilities:

• Ensuring the accuracy of loan draw-down repayment calculations, including calculations of interest on arrears, early settlements, and detailed amortizations.
  
• Balance sheet reconciliations related to customer accounts
  
• Generate invoices and credit notes
  
• Customer (borrowers) payment allocations and loan reconciliations
  
• Sending invoices with statements and payment reminder emails to customers
  
• Preparation and loading of debit orders
  
• Management and resolution of unpaid obligations
  
• Work with the internal Legal Team on defaulting customers
  
• Ad Hoc assignments/tasks
  
• Performing accounting functions including:
  
• Journals
  
• VAT Calculations and Reconciliations
  
• Balance Sheet Reconciliations
  
• Balancing Intercompany loan accounts
  
• Cash Flow Management
  
• Loading banking transactions
  
• Audit assistance - prepare audit packs and liaise with auditors
  

Requirements

• Bachelor of Commerce (Accounting as a major and Finance as a subject)
  
• Minimum of 5 years' experience in an accounting/bookkeeping role
  
• Experience with loans, leases and amortizations, NPV or a sound conceptualunderstanding of loan and leasing calculations, amortizations and NPV
  
• Experience on Microsoft 365, Xero, Microsoft Teams, and Standard Bank Business online an advantage
  
• Analytical mind, organized, precise and meticulous
  
• Tech-savvy with strong communication skills (both verbal and written)
  
• Detail-oriented, meticulous, and able to manage time effectively
  
• Thoughtful and conscientious, with a commitment to follow-up and providing feedback
  
• Trustworthy, reliable, and takes initiative and responsibility
  
• A team player who is also self-aware and able to work independently
  
• Curious, a problem-solver, and committed to continuous learning
  
• Motivated to make a positive impact in South Africa by supporting SMEs