Credit Manager

CIMB; Malaysia; On-site; MYR 70,000 - 100,000; Full time

Job summary

A leading financial institution in Malaysia is seeking a Credit Manager for Auto Finance. You will evaluate loan applications and ensure adherence to credit policies while managing risk. The ideal candidate should have a recognized degree and at least 5 years of credit experience, along with strong knowledge of credit risk management principles. This role is full-time, with a comprehensive approach to improving asset quality and efficiency within the team.

Qualifications

• Preferably experienced in Credit or Audit.
• Credit experience of minimum 5 years.

Responsibilities

• Evaluate and make credit decisions on loan applications.
• Review and assess appeal cases and customer requests.
• Educate and monitor AFC’s performances and underwriting skills.

Skills

Credit and its regulatory framework

Credit Risk Management

Principles of Lending

Education

Recognized Degree/ Masters in Economics, Finance, Business Administration, Accounting or banking related disciplines

CCP IBBM / CCE AICB qualification

Job description

Credit Manager, CCO - Auto Finance Credit MY (00808)

Malaysia

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Job Description

Key Responsibilities:

• To perform evaluation and credit decisions in respect of loan applications received from AFC is in line with the Bank’s Credit Policy and Guidelines/Business Rules.
• To ensure timely credit decision and maintain high standard level of asset quality of the customers within credit risk appetite of the bank.
• To ensure the credit decisions are made within personal to holder of the granted delegated authority and to prudently exercise the over-riding of the exception cases.
• To improve efficiency and effectiveness of RCRM-Auto continuously in providing services to AFC in order to meet the standard imposed by the Bank.
• Review and assess appeal cases, customer’s request for change in credit terms, e.g. loan amount, interest rate, period of loan, etc.
• Continuously educate and monitor AFC’s performances and underwriting skills.
• To ensure knowledge and skills are competent through training as well as participation and staff engagement in the department / Bank as a whole.
• To conduct Quality Assurance for Straight Through Process and Quality Approval for cases approved by AFC.
• To support ACS CR, UAT, Production defects and resolution.
• Assist in revision of credit guidelines, SOP and monthly reports.
• Other duties and responsibilities as and when requested by superior

Job Requirements

• Recognized Degree/ Masters in Economics, Finance, Business Administration, Accounting or banking related disciplines. Preferably with CCP IBBM / CCE AICB qualification
• Preferably experienced in Credit or Audit
• Credit experience of minimum 5 years

Knowledge Areas

• Credit and its regulatory framework
• Credit Risk Management (quantitative and qualitative)
• Principles of Lending

Job Info

• Job Identification 33610
• Job Category Credit
• Posting Date 01/21/2026, 04:04 AM
• Apply Before 04/20/2026, 04:04 AM
• Job Schedule Full time