Business & Corporate Banking - Account Relationship (Nationwide)

Hong Leong Bank Berhad; Johor Bahru; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading financial institution in Johor Bahru is seeking an experienced Account Relationship Manager to drive sales in commercial banking. The role involves acquiring new account relationships, managing existing portfolios, and ensuring compliance with credit policies. Ideal candidates should be Malaysian citizens with a degree in Finance or Economics and at least 5 years of experience in commercial loans or sales. This position offers an opportunity to impact banking relationships significantly.

Qualifications

• Malaysian citizen.
• 5 years and above experience in commercial loan/sales.
• Strong understanding of credit lending policies.

Responsibilities

• Acquire new account relationships.
• Manage a portfolio of existing accounts.
• Write credit applications for new accounts.
• Ensure banking facilities comply with policies.
• Monitor customer utilization and review facilities.

Skills

Portfolio Management

Account Prospecting

Customer Relationship Management

Credit Application Writing

Education

Degree in Finance / Economics or equivalent

Job description

If you are looking to excel and make a difference, take a closer look at us…

Overview

The Account Relationship Manager is responsible for driving commercial banking sales and deliver sales targets assigned by the management. This role reports to the Manager, Business & Corporate Banking (CMB Centre).

Key Responsibilities and Accountabilities

Portfolio Management

• Acquire new account relationships.
• Manage a portfolio of existing Commercial Banking Account relationships in order to grow both funded income and non–funded income.
• Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts.
• Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio management.
• Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.
• Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.
• To preserve the assets quality of the bank at all times.

Account Prospecting

• Identifying and contacting prospects.
• Evaluating prospects financing needs.
• Assessing and putting up Credit Applications to Wholesale Credit.
• Preparing and following up on acceptance of offer.

Account Management

• Monitoring utilization.
• Reviewing annually or periodically borrower’s facilities.
• Keep in contact with customers e.g., through site visitations etc.
• Exploring cross-selling opportunities.

Jobholder Requirements

• Malaysian citizen.
• Degree in Finance / Economics or equivalent.
• 5 years and above experience in commercial loan/sales.