Associate Retail SME (RSME), Kuala Lumpur & Selangor

Bank Islam; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Kuala Lumpur seeks a motivated individual to drive marketing and origination of SME Banking financing products and services. The ideal candidate will be a fresh graduate with a strong communication skill set and proficiency in Microsoft Office. This role involves achieving sales targets, identifying cross-selling opportunities, and maintaining compliance with internal policies.

Qualifications

• Fresh graduates are encouraged to apply.
• Proficient in computer skills.
• Pleasant personality to work with multiple stakeholders.

Responsibilities

• Drive marketing and origination of SME Banking products.
• Identify opportunities for cross-selling and upselling.
• Achieve individual sales targets.

Skills

Good Communication Skills

Writing Skills

Learning Attitude

Interpersonal Skills

Resourcefulness

Creativity

Professionalism

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Job description

Responsibilities

• Proactively drive the marketing and origination of SME Banking financing products, deposit offerings, corporate cards, and Takaful solutions to attract new customers.
• Strategically identify opportunities for cross-selling and upselling to enhance customer product holdings and maximize revenue.
• Demonstrate agility and responsiveness in achieving individual sales targets.
• Collaborate closely with Credit Analysts and Business Center Managers/Regional Heads to develop comprehensive credit proposals and secure approvals from the relevant Financing Committees.
• Partner with Credit Analysts and Business Center Managers/Regional Heads to prepare Letters of Offer and coordinate with Credit Administration to ensure timely and accurate completion of security documentation.
• Foster strong partnerships with internal and external stakeholders to promote the Bank’s products and services.
• Oversee the disbursement and activation processes, working in collaboration with the Sales Support Team and Credit Administration Department to ensure seamless execution.
• Ensure strict adherence to all internal policies, guidelines, and external regulatory requirements, maintaining the highest standards of compliance.

Qualifications

• Fresh graduates with a bachelor's degree are encouraged to apply.
• Good Communication and Writing Skills.
• Good learning attitude and pleasant personality to work with multiple stakeholders.
• Proficient computer skills in Microsoft Word, Excel and PowerPoint.
• Resourceful and Creative.
• Good Interpersonal Skill.
• High integrity and professionalism.