Relationship Officer SME - Pontianak

Maybank; Pontianak; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading financial institution in Pontianak is looking for a Relationship Officer SME to manage and develop a portfolio of SME Lending accounts. Key responsibilities include prospecting potential debtors, conducting marketing calls, and preparing credit proposals. Candidates should have 3 years of experience in SME Banking, strong selling skills, and a solid understanding of credit management principles.

Qualifications

• 3 years experience in SME Banking as a Relationship Officer.
• Understanding of credit management principles.
• Proficiency in lending products.

Responsibilities

• Manage and develop a portfolio of SME Lending accounts.
• Conduct marketing calls and visits to prospective debtors.
• Prepare call reports related to prospecting activities.

Skills

Selling skills

Credit analysis

Negotiation skills

Integrity

Job description

Overview

Relationship Officer SME - Balikpapan

Responsible for managing and developing a portfolio of SME Lending accounts. The RO is expected to maintain account handling in accordance with the predetermined portfolio size.

Responsibilities

• Prospecting & Follow-Up of Potential Debtors
• Prepare call reports and progress reports related to prospecting activities and/or credit application processes.
• Conduct marketing calls and visits to prospective debtors to identify and understand their financial needs.
• Provide information to potential debtors regarding available credit facilities and loan products offered by Maybank Indonesia
• Inform potential debtors about the approval or rejection of their credit facility applications.
• Prepare and submit credit proposals based on customer needs and internal guidelines.

Requirements

• Experience as RO SME Banking 3 years
• Proficiency in selling skills, credit analysis, and knowledge of lending products.
• Understanding of credit management principles.
• Strong negotiation skills.
• High level of integrity.