Relationship Officer SME - Banjarmasin

Maybank; Banjarmasin; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading financial institution is looking for a Relationship Officer SME in Banjarmasin. The role involves managing SME Lending accounts, conducting marketing calls, and preparing credit proposals. Candidates should have 3 years of experience in SME Banking, strong selling abilities, and negotiation skills. Join us to help grow our customer relationships and deliver exceptional service.

Qualifications

• 3 years of experience as RO SME Banking.
• Proficiency in selling skills and knowledge of lending products.
• High level of integrity.

Responsibilities

• Manage and develop a portfolio of SME Lending accounts.
• Prepare call and progress reports related to credit application processes.
• Conduct marketing calls to identify potential debtors.
• Provide information about available credit facilities.
• Prepare and submit credit proposals based on customer needs.

Skills

Selling skills

Credit analysis

Negotiation skills

Credit management principles

Job description

Overview

Relationship Officer SME - Banjarmasin

Responsible for managing and developing a portfolio of SME Lending accounts. The RO is expected to maintain account handling in accordance with the predetermined portfolio size.

Responsibilities

• Prospecting & Follow-Up of Potential Debtors
• Prepare call reports and progress reports related to prospecting activities and/or credit application processes.
• Conduct marketing calls and visits to prospective debtors to identify and understand their financial needs.
• Provide information to potential debtors regarding available credit facilities and loan products offered by Maybank Indonesia
• Inform potential debtors about the approval or rejection of their credit facility applications.
• Prepare and submit credit proposals based on customer needs and internal guidelines.

Requirements

• Experience as RO SME Banking 3 years
• Proficiency in selling skills, credit analysis, and knowledge of lending products.
• Understanding of credit management principles.
• Strong negotiation skills.
• High level of integrity