Legal Specialist - Financial Services

Flip.id; Daerah Khusus Ibukota Jakarta; On-site; IDR 100,000,000 - 200,000,000; Full time

Job summary

Sebuah perusahaan fintech yang inovatif mencari penasihat hukum berpengalaman untuk bergabung dengan tim mereka. Dalam peran ini, Anda akan memberikan nasihat kepada pemangku kepentingan tentang kepatuhan regulasi, meninjau perjanjian komersial, dan memastikan bahwa semua produk memenuhi persyaratan hukum yang berlaku. Anda akan berkolaborasi dengan tim internal dan berinteraksi dengan otoritas regulasi untuk menjaga hubungan yang baik. Jika Anda memiliki gelar hukum dan pengalaman di sektor jasa keuangan, serta kemampuan komunikasi yang kuat, ini adalah kesempatan yang sempurna untuk mengembangkan karier Anda di industri yang berkembang pesat.

Qualifications

• 2-4 tahun pengalaman sebagai penasihat hukum di perusahaan jasa keuangan.
• Pengetahuan tentang produk sistem pinjaman digital dan masalah kepatuhan.

Responsibilities

• Memberikan nasihat tentang persyaratan regulasi terkait kegiatan pinjaman.
• Meninjau dan menyiapkan perjanjian komersial dengan mitra bisnis.

Skills

Negosiasi

Manajemen

Kepemimpinan

Kemampuan komunikasi

Kemampuan organisasi

Kemampuan bekerja di bawah tekanan

Education

Gelar hukum dari universitas terkemuka

Job description

About Flip

Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out bank-to-bank money transfers through a reliable and seamless app.

After seven years of operations, Flip has helped Indonesians transfer money worth several trillions of rupiah and has received double-digit funding from respectable investors such as Sequoia India, Insight Partner, and Insignia. Flip’s ultimate mission is to give Indonesians access to one of the most progressive and fairest financial services in the world.

At Flip, we always strive to provide the fairest place for you to work, learn, and grow with talented and fun people in various opportunities to advance your career and get fair rewards. We believe that we have to treat employees, customers, and all stakeholders fairly and respectfully. Fair treatment for employees means we establish clear goals, facilitate our employees to achieve them, and value their contribution to the company with equitable benefits.

What you'll do:

• Advise relevant stakeholders on various regulatory requirements related to lending activities, including but not limited to product requirements, type of cooperation, data security, data protection, disclosure or reporting requirements and other related matters related to compliance of a fintech lending and payment system entity based on the prevailing laws and regulations;
• Identify any issues in commercial agreements with the merchants or business partners; prepare and review commercial agreements along with negotiate the key points with the counterparts;
• Ensure the fulfilment of all regulatory compliance for company or products, including but not limited to compliance monitoring, anti-terrorism monitoring, anti-money laundering reports, certification requirements and obtainment of regulatory approvals or acknowledgements (including but not limited to approvals or acknowledgements from OJK);
• Assist relevant stakeholders on legal administrative filling, submission and/or reporting of legal data, including company’s reporting obligation to OJK and coordinate with internal team during report preparation as necessary;
• Update stakeholders on new regulations or communication from OJK that might affect our business;
• Support to manage day to day relationship and communication with OJK and Association; and
• Maintain a thorough working knowledge of current regulatory requirements, familiarity with company processes, policies, and products.

What you'll need:

• Hold a law degree from a reputable university;
• Having 2-4 years’ experience as in-house counsel in a reputable financial services company, or in the similar position at a reputable law firm;
• Knowledge and understanding of digital lending system products, including its regulatory and compliance matters;
• Good knowledge of legal aspects and contract drafting;
• Good negotiation, management, and leadership skills;
• Ability to prioritize effectively and to work under pressure without compromising quality;
• Autonomous, proactive, flexible, independent self-starter, team-driven and able to work within deadlines;
• Extremely well-organized and have excellent attention to detail;
• Strong communication skills both written and verbal; and
• Proficient in English both oral and written.