Junior Staff, Finance Operations (4 months contract)

PT Mitrausaha Indonesia Grup; Jakarta Barat; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A financial services company in Jakarta Barat is seeking a Finance Operation Junior Staff to oversee loan disbursements and manage financial transactions. The ideal candidate will have a Bachelor’s degree in Finance or Accounting and 1-2 years of experience in finance operations. Strong proficiency in Microsoft Excel and understanding of financial processes are essential. This role offers flexible working hours and comprehensive benefits including health insurance and wellness programs.

Benefits

Flexible paid vacations

Health insurance coverage

Wellness coaching

Company laptop

Time off for special occasions

Qualifications

• 1-2 years in finance operations or a similar role, preferably within a financial services or fintech environment.

Responsibilities

• Support the loan disbursement process by verifying accuracy and ensuring compliance.
• Monitor repayment schedules and track payment statuses.
• Process withdrawal requests promptly and accurately.
• Perform regular reconciliations of financial transactions.
• Prepare and maintain financial reports related to operations.
• Contribute to special projects and perform additional tasks.

Skills

Proficiency in Microsoft Excel

Strong understanding of financial processes

Regulatory compliance knowledge

Loan management experience

Proficient in English

Education

Bachelor’s degree in Finance, Accounting, or a related field

Tools

Accounting software experience

Job description

Overview

Funding Societies | Modalku is the largest SME digital finance platform in Southeast Asia. We are licensed and operating in Singapore, Indonesia, Thailand, Malaysia and Vietnam, and backed by Sequoia India (Peak XV), Softbank Vision Fund, Khazanah and SMBC bank amongst many others. Funding Societies | Modalku provides business financing to small and medium-sized enterprises (SMEs), which is funded by individual and institutional investors, as well as payments solutions to SMEs and consumers. Here at Funding Societies | Modalku, we live by our core values GETFS:

• Grow Relentlessly: Strive to become our best, most authentic selves.
• Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
• Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
• Focus on Impact: Create impact through bias for action and tangible results.
• Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession

The Finance Operation Junior Staff will serve as a finance business partner to our Indonesia business team, overseeing the end-to-end business operation process. This role includes handling loan disbursements, managing repayments, processing withdrawals, conducting reconciliations, and managing escrow accounts. This position is essential to maintaining accurate financial records, ensuring compliance, and supporting the overall operational flow of financial transactions.

Responsibilities

What you will do:

Loan Disbursement & Repayment Management

• Support the loan disbursement process by verifying accuracy and ensuring compliance with internal policies.
• Monitor repayment schedules, track payment statuses, and follow up on overdue payments.

Transaction Processing & Reconciliation

• Process withdrawal requests promptly and accurately.
• Perform regular reconciliations of financial transactions, identifying and correcting discrepancies.
• Oversee escrow management with attention to proper documentation and regulatory compliance.

Reporting & Audit Support

• Prepare, maintain, and update financial reports related to operations, ensuring data accuracy.
• Assist with audits by gathering and organizing necessary documentation and information.

Ad-hoc Support

• Contribute to special projects and perform additional tasks to support team objectives and process improvements.

Qualifications

• Bachelor’s degree in Finance, Accounting, or a related field.
• 1-2 years in finance operations or a similar role, preferably within a financial services or fintech environment.
• Proficiency in Microsoft Excel and experience with accounting software. Strong understanding of financial processes, regulatory compliance, and loan management.
• Proficient in English.

Benefits

• Time off - We would love you to take time off to rest and rejuvenate. We offer flexible paid vacations as well as many other observed holidays by country. We also like to have our people take a day off for special days like birthdays and work anniversaries.
• Flexible working - We believe in giving back the control of work & life to our people. We trust our people and love to provide the space to accommodate each and everyone\'s working style and personal life.
• Medical benefits - We offer health insurance coverage for our employees and dependents. Our people focus on our mission knowing we have their backs for their loved ones too.
• Mental health and wellness - We understand that our team productivity is directly linked to our mental and physical health. Hence we have Wellness Wednesdays and we engage partners to provide well-being coaching.
• Tech support - We provide a company laptop for our employees and the best possible support for the right equipment/tools to enable high productivity

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