Credit Analyst

PT AIA Financial; Jakarta Utara; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A financial services company in Jakarta Utara seeks an analyst to monitor credit ratings and assess financial strength and compliance. The role requires strong analytical skills and the ability to provide macroeconomic insights for investment decisions. Candidates should be proactive in identifying risks and recommending investment opportunities. This position offers a chance to build a meaningful career in a supportive environment focused on improving lives.

Qualifications

• Strong analytical skills for credit monitoring and risk assessment.
• Ability to conduct comprehensive credit analysis and regulatory compliance.
• Proficient in presenting financial insights and data.

Responsibilities

• Monitor credit/industry/regulatory risks and ensure compliance.
• Analyze financial strength and risk tolerance of investments.
• Provide macroeconomic data for investment meetings.

Job description

At AIA we’ve started an exciting movement to create a healthier, more sustainable future for everyone.

It’s about finding new ways to not only better people's lives, but to better the communities and environments we live in. Encompassing our ambition of helping a billion people live Healthier, Longer, Better Lives by 2030.

And to get there, we need ambitious people who believe in playing an important part in shaping that future. People seeking unmatched career and personal growth opportunities, who are driven to work with, and learn from some of the most inspiring and supportive leaders in the business.

Sound like you? Then read on.

About the Role

Responsible for the analysis and proactive monitoring of overall external credit ratings, financial strength, business continuity, repayment capability, risk tolerance, and regulatory compliance of credits within the investment scope of AIA Financial.

• Proactive monitoring of credit/industry/regulatory risks of issuers covered
• Analyze overall credit and financial strength, business continuity, repayment capability, risk tolerance, and regulatory compliance of the credit based on internal Investment Governance Framework Standard (for Life portfolios) or related policies / procedures (non-Life portfolios) to obtain internal credit rating approval or mapping from external credit rating houses based Investment Risk Management Standard from Head of Group Credit Research – Fixed Income or Regional Director of Investment Management – Fixed Income in order to ensure quality investment
• Obtain credit limit approval from Head of Group Credit Research – Fixed Income or Regional Director of Investment Management – Fixed Income for Life portfolios and from local Chief Investment for ILP, Severance Pay, Dana Pesangon, Segregated funds and DPLK AIA FINANCIAL funds; ensure and monitor credit limit to be within the approved limit
• Conduct update and review calculation of credit and/or banks within our investment universe, including providing rating outlook (stable, positive/negative, upgrade/downgrade) on regular basis
• Identity and recommend investment opportunities to Head of Fixed Income and Fixed Income Portfolio Manager(s)
• Provide bond market outlook and macroeconomic data for Weekly Credit meeting, Quarterly Portfolio Review meeting (including Obligor Risk Rating movement and condition), presentation material(s) and Investment Committee meeting.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.