About us
About us : Soar is a global fintech startup that specializes in financing and investment. Currently headquartered in Saudi Arabia, Soar is growing throughout the region with a mission to help people achieve their financial goals with innovative financial and property investment solutions and tools through its multi-purpose platform, designed to offer a simple and seamless user experience.
Role Purpose
To manage / lead the analytical and strategic functions of the Treasury by integrating market intelligence with internal funding and liquidity planning. This role acts as the data-driven brain of the Treasury, providing actionable insights, forecasts, and recommendations that strengthen funding strategy, liquidity optimization, and investor confidence.
This role is Open worldwide Remote; if the candidate is based in Riyadh, KSA or Cairo, Egypt then it will be Hybrid.
Key Responsibilities
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Market Intelligence & External Analysis
- Monitor developments in local and global financial markets, including interest rate trends, yield curves, and central bank policy shifts.
- Track mortgage market dynamics, including housing finance trends, primary and secondary mortgage rates, and relevant indexes.
- Analyze NDMC issuances, Sukuk market activity, and competitor funding transactions to identify pricing benchmarks and investor appetite.
- Analyze relationships with banks, arrangers, and market participants to gather early intelligence on market sentiment and funding windows.
- Prepare weekly and monthly Market Intelligence Reports summarizing key market movements, opportunities, and risks.
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Treasury Planning & Funding Strategy
- Develop and maintain funding and liquidity forecasts across short, medium, and long-term horizons.
- Support decision-making for new funding instruments (Sukuk, RMBS, credit lines, deposits) through scenario analysis and cost optimization.
- Model funding mix scenarios, stress tests, and balance sheet projections aligned with business growth and regulatory requirements.
- Contribute to ALCO and ExCom reporting by presenting data-backed insights and funding recommendations.
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Financial Analytics & Reporting
- Design dashboards and financial models using Excel / Power BI to monitor liquidity positions, funding costs, and market benchmarks.
- Perform cost-of-funding and profitability analytics across instruments and maturities.
- Prepare concise and insightful presentations for Treasury, CEO, and Board Committees.
- Maintain structured internal databases for historical market rates, funding transactions, and investor feedback.
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Cross-Functional Collaboration
- Work closely with Finance, Securitization, Treasury Operations, and Risk teams to ensure data consistency and accurate forecasts.
- Provide analytical support for Sukuk or RMBS issuance processes, including investor presentations and market updates.
- Liaise with Investor Relations to align market messaging and pricing expectations.
Qualifications & Experience
Education :
- Bachelor’s degree in Finance, Economics, Accounting, or Financial Engineering.
- Master’s degree in Applied Finance, Financial Economics, or Investment Management is preferred.
- Professional certifications are a plus: CFA, FRM, or ACI / CTP.
Experience :
- 8–14 years of experience in Treasury, Financial Markets, or Corporate Finance — ideally within banks, fintechs, or real estate finance companies.
- Strong knowledge of mortgage market analysis, rate-setting mechanisms, and housing finance benchmarks.
- Proven experience in market research, financial modeling, and funding analytics.
- Solid understanding of Islamic finance instruments (Sukuk, RMBS, structured funding).
- Familiarity with Bloomberg, Refinitiv, and regulatory frameworks (SAMA, NDMC, CMA).
Technical Skills
- Advanced Excel and Power BI skills for modeling and dashboards.
- Proficiency in financial data terminals (Bloomberg, Refinitiv).
- Strong quantitative and analytical thinking.
- Deep understanding of mortgage market dynamics, including mortgage rate structures, housing finance trends, and relevant indexes (e.g., SAIBOR-linked mortgage benchmarks).
- Excellent presentation and written communication skills in English (Arabic a plus).