Vacantes en Sevilla, España

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Lead Product Manager - SME Lending

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Finom

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Finom is a European tech startup headquartered in Amsterdam, on a mission to revolutionize financial services for entrepreneurs worldwide. We develop an all-in-one B2B financial platform that integrates banking, accounting, financial management, and invoicing into a seamless, mobile-first experience.

We recently closed a €115 million Series C funding round, bringing our total funding to approximately $346 million. Our platform offers invoicing, AI-enabled accounting, and other features to simplify financial management for entrepreneurs, expanding across key EU markets like Germany, France, the Netherlands, Italy, and Spain.

At Finom, we foster innovation and a supportive work environment, emphasizing thorough research, swift implementation, and benefits for users, employees, and partners.

• Cyprus : Relocation package provided.
• Spain : Candidates must possess a DNI or NIE linked to a valid work permit. Relocation support is not provided.
• Poland : Employment under 'Umowa o Pracę' (UoP); no relocation support.

SMEs are vital to the European economy, yet securing funding remains a challenge for many entrepreneurs. We aim to change that by using AI-powered analysis for fairer, real-time credit assessments, helping entrepreneurs access on-demand financing.

We seek a strategic, customer-focused Lead Product Manager to own and develop Finom's Credit Products, driving our lending business and shaping how entrepreneurs access financing across Europe. This role reports to the Chief Product Officer and the Head of Credit, playing a key part in delivering customer value and business results.

• Define and drive product strategy, roadmap, and P&L for lending products.
• Manage the credit product portfolio, including existing offerings and new launches across segments and markets.
• Lead the entire product lifecycle: discovery, development, launch, and iteration.
• Establish and analyze KPIs and OKRs for the Credit Domain.
• Manage and mentor a team of Product Managers.
• Become a subject-matter expert in SME financing and credit customer lifecycle.
• Collaborate with cross-functional teams and external partners.
• Translate user needs into clear product requirements.

• 7+ years in product management in financial services, preferably in SME SaaS or Fintech.
• Deep understanding of Credit products.
• Knowledge of SME needs and challenges in financial management.
• Data-driven with strong analytical skills.
• Excellent cross-functional collaboration and communication skills in English.
• Comfortable navigating ambiguity and driving initiatives.

• Experience in fast-paced startups or management consultancies.
• Experience with SME SaaS / Fintech products in Europe.

• Opportunity to make a real impact on the product.
• Work flexibility across Europe, including remote or hybrid models.
• Stock options to align your success with ours.
• Supportive, modern, eco-conscious culture.
• Work & Swim program in Cyprus for work-life balance.

Finom is an equal opportunity employer that values diversity and does not discriminate based on race, religion, gender, or other protected characteristics.

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Product Management and Marketing

Reference: J-18808-Ljbffr