Jobs in Spain

ADIB - Abu Dhabi Islamic Bank Dubai, United Arab Emirates

Job Description

Role: PF - Islamic Finance Executive

Location: UAE (Dubai & NE)

Role Purpose:

To source Personal Finance products for the specified target segment and achieve or exceed the assigned targets.

Key Accountabilities of the role

1. Main Responsibilities:

• Source Al Khair / Tadawul products to the target segment and meet or surpass the set targets.
• Maintain good relationships with institutions and government departments.
• Visit institutions and government departments to meet potential customers and finalize deals within the targeted turnaround time, following ADIB policies and procedures.
• Maintain full product knowledge and implement it consistently.
• Provide timely and prompt service to customers.
• Adhere to office timings, confidentiality norms, and data security policies.

2. Regular / Occasional Responsibilities:

• Prepare and review Standard Credit Applications, ensuring accuracy and authenticity of documents like bank statements, passports, and salary certificates before submission.
• Follow approval processes and escalate delays to the RSS if necessary.
• Execute Murabaha contracts with customers, prepare files as per checklists, and forward for disbursement within 24 hours of signing.
• Ensure all deals are error-free and rectify errors if found.
• Monitor file activation and notify RSS of any delays at the RFO end.
• Maintain good rapport with inter-departmental teams to ensure smooth business flow.
• Participate in promotional activities assigned by the line manager.
• Initiate cross-selling of other banking products on a best-effort basis.
• Escalate customer complaints to supervisors when necessary.

Specialist Skills / Technical Knowledge Required for this role:

• Broad knowledge of ADIB's retail banking products and services.
• Fair knowledge of service standards, sales skills, and computer literacy.
• Good understanding of UAE banking practices, regulations, and risks.
• General awareness of competitors in the local market.