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Nedbank Private and Personal Banking (PPB)

Legal

Manage Self: Professional

Senior Legal Advisor: Unsecured Lending Products

Nedbankis looking for aSenior Legal Advisorto join our dynamicPPB Legal Team, where legal expertise meets innovation. In this role, you’ll be at the forefront of advising on unsecured lending products—including credit cards, personal loans, and overdraft facilities—while also supporting our fast-evolving innovation unit focused on digital banking and payment solutions. You’ll manage complex legal matters from start to finish, engage with emerging technologies, and help shape how Nedbank delivers financial services in a rapidly changing landscape. From interpreting key legislation like NCA, FICA, and POPIA to influencing product development and resolving high-impact legal issues, this role offers exposure to meaningful work that blends legal precision with strategic business insight.Join a team that values collaboration, deep expertise, and bold thinking. Apply now and be part of the future of banking.

To provide proactive professional legal advice and risk management services to internal clients to mitigate the banks legal risk.

• Provide expert legal advice on unsecured lending products, including credit cards, personal loans, and overdrafts.
• Advise on regulatory compliance and legal risk management across the unsecured lending lifecycle.
• Draft, review, and negotiate contracts, product terms, and customer-facing documentation.
• Support the business on legal aspects of payments, including EFTs, debit orders, and digital payment platforms.
• Interpret and apply relevant legislation (e.g., NCA, FICA, POPIA, PASA rules) to product development and operations.
• Assist in managing legal disputes, complaints, and litigation related to unsecured lending and payments.
• Achieve goals and objectives by understanding and embracing the Nedbank vision and demonstrate the Nedbank values through interaction with team and stakeholders.
• Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression opportunities for self with input from management.
• Support personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience gained and certifications obtained within specified time frames.
• Maintain knowledge management; and improve team success by sharing knowledge with team and stakeholders.
• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives.
• Achieve key business strategies by participating and supporting corporate social responsibility initiatives.
• Add value to Nedbank by identifying and recommending opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
• Deliver on risk and compliance related projects by tracking progress and ensuring completion within specified time frames.
• Mitigate risk and minimize losses by identifying risk factors linked to non adherence to project timelines and recommended changes and courses of action.
• Improve business efficiency and minimize compliance risk by conducting gap analysis of business processes; and by scrutinising relevant monthly reports.
• Ensure delivery on projects by planning individual activities according to business needs and monitoring actions.
• Minimize overall business risks by engaging and obtaining stakeholders' view of where risks exists.
• Make an informed recommendation to stakeholders by evaluating identified risks and by conducting observations; analysing data and interviewing relevant parties.
• Foster good relationships and promote business understanding by engaging in effective communication with stakeholders.
• Monitor relevant legislative compliance status by receiving electronic feedback from Business Information Systems and communicating with the branches regarding actions to be taken.
• Monitor compliance training completion throughout the designated business unit and conduct follow ups by reviewing Group Compliance reports.
• Ensure full understanding of changes on relevant legislative issues by conducting ad hoc training.
• Ensure that the recommended actions are taken by participating in external audit process and subsequently follow ups with relevant stakeholders.

• Advanced Diplomas/National 1st Degrees

• Must have an LLB (NQF level 10)
• LLM (advantageous)

• Admitted Attorney

• 8 years' experience as legal advisor within the banking industry
• Experience in the acquiring and issuing of credit cards.
• Strong understanding of banking, retail lending and the payments industry .
• Ability to conduct gap analysis of business processes and scrutinize relevant monthly reports.
• Experience in planning individual activities according to business needs and monitoring actions.
• Proven track record in engaging and obtaining stakeholders' views of where risks exist.
• Experience in evaluating identified risks, conducting observations, analyzing data, and interviewing relevant parties.
• Strong communication skills to foster good relationships and promote business understanding.

• Banking knowledge
• Business Acumen
• Business principles
• Diversity management
• Governance, Risk and Controls
• Legal Risk and practice management
• Nedbank culture and values
• Nedbank vision and strategy
• Regulatory, Legal and Economics Principles
• Research and development
• Business writing skills
• Management information and reporting principles, tools and mechanisms

Preference will be given to candidates from the underrepresented groups

Please contact the Nedbank Recruiting Team at +27 860 555566

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Please contact the Nedbank Recruiting Team at +27 860 555 566

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Nedbank Ltd Reg No 1951/000009/06.
Authorised financial services and registered credit provider (NCRCP16).

For assistance please contact the Nedbank Recruiting Team at +27 860 555 566