Senior Credit Manager - Agricultural

Network Finance.; Bloemfontein; On-site; ZAR 600,000 - 800,000; Full time

Job summary

A leading financial services firm is seeking a Manager Credit Evaluations based in Bloemfontein. This role involves evaluating credit applications, conducting financial analyses, and collaborating with business teams to identify growth opportunities. The ideal candidate will have a BCom degree and 5-7 years of relevant experience in credit evaluation, particularly within banking or agriculture. Strong knowledge of regulatory frameworks is essential.

Qualifications

• 5-7 years experience in business credit evaluation within banking or agricultural sectors.
• Proficiency in interpreting financial statements and collateral structures.
• Strong command of the National Credit Act and related regulations.

Responsibilities

• Evaluate and approve business credit applications.
• Conduct detailed financial analyses and cash flow forecasting.
• Define facility conditions and mitigate risk appropriately.

Skills

Analytical decision-making

Relationship-building

Effective communication

Education

BCom degree in Finance, Accounting or related field

Job description

Overview

Reference: NFP015827-HN-1

Manager Credit Evaluations

Are you a strategic thinker with deep credit risk expertise and a passion for responsible lending?

We’re looking for a Manager: Credit Evaluations to play a pivotal role in credit decision-making, portfolio risk management, and client partnership across a diverse suite of lending products including business, trade, agriculture and commercial finance.

Duties & Responsibilities

Key Responsibilities:

• Evaluate and approve business credit applications using sound financial principles and regulatory frameworks.
• Conduct detailed financial analyses, cash flow forecasting and affordability assessments.
• Partner with business teams to identify growth opportunities aligned with risk appetite.
• Attend client visits (virtual or in-person) to gain deep insights into business operations and funding needs.
• Define facility conditions and mitigate risk through appropriate structuring.
• Guide and mentor junior team members and support cross-skilling.
• Provide proactive expert credit advice to internal stakeholders.

Youll Need

• A BCom degree in Finance, Accounting or related field.
• 57 years experience in business credit evaluation within banking or agricultural sectors.
• Proficiency in interpreting financial statements, understanding collateral structures and knowledge of legalities in credit lending.
• Strong command of the National Credit Act and other relevant regulatory frameworks.

Core Competencies

• Analytical decision-making and financial insight
• Relationship-building with cross-functional teams and clients
• Effective communication and documentation
• Upholding governance and credit principles under pressure
• Proactive process-improvement mindset

If you are interested in this opportunity please apply directly to .

Additional Information

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For more information contact :

Heidi Nieuwoudt on

Specialist Recruitment Consultant : Actuarial and Analytical

Required Experience : Manager

Key Skills

EAM, Food Technology, AC Maintenance, Corrosion, Arabic Cuisine

Employment Type : Full-Time

Experience : years

Vacancy : 1