Product Manager - Card

Ozow; Cape Town; On-site; ZAR 900 000 - 1 200 000; Full time

Job summary

A leading fintech company in Cape Town seeks a Product Manager to drive innovation in card acquiring services. You will oversee the product lifecycle, working cross-functionally to align offerings with market needs. Ideal candidates have at least 6 years in product management within the fintech sector, excellent analytical skills, and a commitment to user experience. This position offers opportunities to impact the growth of digital payments while collaborating with diverse teams in a fast-paced environment.

Qualifications

• 6+ years of product management experience in fintech or payments.
• Experience with API integration and SaaS products is a plus.
• Familiarity with fraud detection tools and techniques.

Responsibilities

• Lead product development and strategy for card acquiring services.
• Collaborate with cross-functional teams to enhance product offerings.
• Establish KPIs to monitor product success and drive optimization.

Skills

Strong understanding of payment processing technologies

Excellent analytical and problem-solving abilities

Superior verbal and written communication skills

Experience in fraud monitoring and prevention

Ability to lead cross-functional teams

Education

Bachelor's degree in business, Finance, Computer Science, or a related field

MBA or advanced degree preferred

Tools

Jira

Google Analytics

Mixpanel

Job description

Ozow is a leading fintech company that's redefining digital payments in South Africa and beyond. We're dedicated to making payments more accessible, secure, and convenient for both businesses and consumers. As a fast-growing player in the financial technology sector, Ozow fosters a culture of innovation, diversity, and inclusivity. We believe in pushing the boundaries of what's possible and are committed to making a positive impact on the world through our payment solutions.

More about this Ozow fantastic position

As a Product Manager at Ozow, your role is central to the success of one of our payment processing solutions. You'll lead the charge in conceptualizing, developing, and refining our card acquiring services to align with market demands and surpass industry standards.

Your responsibilities span the entire product lifecycle, from inception through launch and ongoing optimization. Collaboration with various teams across the organization, from technology and user experience to marketing and commercial, will be crucial to ensure a seamless integration of our offerings and a compelling value proposition for our customers.

Your role and responsibilities

Market Analysis and Customer Insights

• Continuously assess market trends, competitive landscape, and customer feedback to identify opportunities for innovation and improvement in our card acquiring services.

Product Strategy and Roadmap

• Develop a strategic roadmap that outlines the vision for our card acquiring products, including feature enhancements, new offerings, and expansion into new markets or verticals.

Cross-functional Collaboration

• Work closely with technology teams to translate product requirements into technical specifications and ensure timely and high-quality delivery of features.
• Collaborate with user experience experts to design intuitive and user-friendly interfaces.
• Partner with marketing and commercial teams to develop go-to-market strategies and drive adoption of our card acquiring solutions.

Performance Monitoring and Optimization

• Establish key performance indicators (KPIs) to measure the success of our card acquiring products and regularly monitor performance against these metrics.
• Use data-driven insights to identify areas for optimization and drive continuous improvement initiatives.

Compliance and Risk Management

• Stay abreast of regulatory requirements and industry standards related to card acquiring services, ensuring our products remain compliant and mitigate any associated risks.

Customer Engagement and Support

• Act as a champion for our customers, soliciting feedback and actively engaging with key stakeholders to understand their needs and address any pain points or challenges they may encounter with our card acquiring solutions.

Training and Knowledge Sharing

• Provide comprehensive training sessions or workshops to educate different departments about the intricacies of card acquiring.
• Encourage knowledge sharing by facilitating regular forums, or collaborative platforms where teams can share insights, experiences, and lessons learned related to card acquiring.
• Foster a culture of continuous learning and cross-functional collaboration.

You are an ideal candidate if you have

• Bachelor's degree in business, Finance, Computer Science, or a related field. MBA or advanced degree preferred.
• Minimum of 6 years of product management experience in the fintech or payments industry, with a focus on card acquiring or payment processing.
• Strong understanding of payment processing technologies, card networks, and industry regulations. Experience with API integration and SaaS products is a plus.
• Experience in fraud monitoring and prevention within the payment processing industry. Knowledge of fraud detection tools and techniques is essential.
• Excellent analytical and problem-solving abilities, with a data-driven approach to decision-making.
• Superior verbal and written communication skills, with the ability to articulate complex concepts to diverse audiences.
• Proven ability to lead cross-functional teams and manage multiple projects simultaneously in a fast-paced environment.
• Deep empathy for customer needs and a passion for creating exceptional user experiences.
• Familiarity with product management tools (e.g., Jira, Trello, Asana), analytics tools (e.g., Google Analytics, Mixpanel), and relevant programming languages or platforms.

Your skills and competencies

• You eagerly embrace change, absorb cross-functional skills, and connect ideas across disciplines to drive fresh thinking and innovation.
• Ability to initiate, develop, maintain and leverage outstanding relationships to influence a wide network, both inside and outside the company.
• A trailblazer who steps up, takes charge, and creates meaningful impact—those driven by performance and purpose to lead from the front and make a real difference every day.
• You thrive in collaboration, embrace inclusion, and bring a genuine curiosity for global cultures—valuing collective success over individual credit.
• Demonstrate strategic foresight, sound judgement, and the ability to make confident decisions under uncertainty, always working toward the best possible outcomes.
• You challenge norms, champion innovation, and constantly seek growth—for themselves, their team, and the solutions they build.
• You are a decisive doer—those who take initiative, follow through with confidence, and ensure results through courageous, hands‑on leadership.
• We value optimism, agility, and the strength to persevere under pressure—balancing performance with positivity, even in challenging environments.
• You are driven, proactive individuals who take ownership, face challenges with grit, and consistently push for excellence—not just as participants, but as catalysts for success.

During the interview process you will meet with the People team, the hiring manager, and relevant C‑Suite. Be prepared to complete a technical assessment that will showcase your skills.

Join Ozow and become part of an elite force that challenges the ordinary and achieves the extraordinary. If you're driven to make an impact, embrace challenges, and seek unparalleled opportunities for growth, your journey starts here.

Compliance

As a fintech company, we prioritize data security, confidentiality, regulatory and compliance. Due to the sensitive nature of our work, we require individuals with a high level of integrity and trustworthiness to ensure adherence to financial regulations and industry standards. All employees are expected to demonstrate professionalism, accountability, and a commitment to ethical conduct in line with financial regulations and industry standards.

Ready to be exceptional? Apply now!