Junior Risk Asset Manager

Top Talent Professional Services; Johannesburg; On-site; ZAR 200,000 - 300,000; Full time

Job summary

A leading professional services firm in Johannesburg is seeking an experienced individual to manage asset risks and optimize secondary profits. The ideal candidate possesses a Bachelor of Commerce in Finance and has a deep understanding of financial principles related to rentals. This role requires strong analytical skills, excellent communication, and the ability to construct complex deal structures in a dynamic environment.

Qualifications

• 3+ years of risk, pricing, and financial modeling experience.
• Sound knowledge of financial and tax implications of rentals.
• Excellent understanding of asset behavior.

Responsibilities

• Manage asset risks and secondary profits effectively.
• Handle life cycle management of asset risk.
• Construct complex deal structures.

Skills

Risk management

Financial understanding

Advanced Excel

Relationship management

Business acumen

Understanding secondary profit principles

Education

Bachelor of Commerce (BCom) in Finance

Honours or postgraduate diploma in Risk Management

Job description

To optimize secondary profits through analysing, determining and managing asset risks (including appropriate residual value), the asset life cycle and the end of term strategies within a rental environment in line with client behaviour

Responsibilities

• Effective risk and secondary profit management (maximum income potential)
• Life cycle management of asset risk
• Effective relationship management and communication skills
• Effective team and self-management
• Fashioning and constructing complex deal structures
• Risk analysis and asset behaviour assessment / prediction

Qualifications

• Sound knowledge of financial, account and tax implications of a rental product
• Sound knowledge of numbers in relation to profit (time value of money)
• Sound level of business acumen
• Excellent financial understanding of product offerings and financial savvy
• MS Office (advanced Excel)
• Understanding of secondary profit principles
• Experience with operating leases
• Strategic and tactical product pricing

Education

Bachelor of Commerce (BCom) in Finance / Financial Management

Ideally has Honours or postgraduate diploma in Risk Management, Investment Management, or Asset & Liability Management

Experience

Minimum three years risk, pricing and financial & spreadsheet modelling experience

Compensation

Salary - market related