Junior Credit Risk Analyst Sandton

Cortez Trading (Pty) Ltd; Gauteng; On-site; ZAR 300 000 - 400 000; Full time

Job summary

A financial services company based in South Africa is seeking a Credit Analyst to join their credit team. The role involves transforming raw data into campaign files, data mining to enhance lending opportunities, and building performance reports. Candidates should have a degree in Mathematics or a related field and 3-5 years of experience in a similar role, with proficiency in SAS and Advanced Excel. Strong problem-solving skills and the ability to work independently are essential.

Qualifications

• 3-5 years of experience in a Credit Analyst or Data Analyst role.
• Fluent in SAS and Advanced Excel.

Responsibilities

• Transform raw transactional data into a final campaign file.
• Data mining in SAS to increase lending opportunity size.
• Build performance monitoring reports for various products.

Skills

Data mining in SAS

Advanced Excel

Problem-solving skills

Ability to work independently

Education

Degree in Mathematics, Statistics, Actuarial Science or BMI

Job description

Overview

Client is looking for an individual to join our credit team. You will be involved in various parts of the business, including creating campaign files, optimising and automating processes, building scorecards, and data mining.

Responsibilities

• Transforming raw transactional data into a final campaign file which will be used for lending.
• Data mining in SAS in order to increase the lending opportunity size.
• Enhance and rebuild existing models used for application scoring and revenue forecasting.
• Define the customer experience golden thread and ensure delivery through the sales team and Marketing division's digital team.
• Build performance monitoring reports for the various products offered by Client.
• Analysing new sets of data for potential lending opportunities.
• Problem solving skills.
• Self-learner: ability to take on a problem and come up with a solution creatively.
• Ability to work independently with minimal supervision.

Qualifications

Degree in Mathematics, Statistics, Actuarial Science or BMI. 3-5 years of experience in a Credit Analyst or Data Analyst role. Languages: SAS (required); Advanced Excel (required).

Please Note: Should you not be contacted within 3 weeks, consider your application unsuccessful.