Junior Credit Analyst

Boardroom Appointments; Sandton; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading recruitment agency is seeking an experienced Credit Analyst based in Sandton, Gauteng, South Africa. The role requires a Bachelor's degree in Finance, Economics, or a related field and a minimum of 3 years of experience in a retail/banking environment. Responsibilities include analyzing credit data, conducting credit reviews, preparing management reports, and implementing credit risk strategies. Ideal candidates are detail-oriented, strong analytical thinkers, and capable of independently managing tasks in a dynamic environment.

Qualifications

• Minimum 3 years experience as a credit analyst in retail/banking environment.
• Strong analytical and problem-solving skills.
• Detail-oriented and able to work independently.

Responsibilities

• Analyse credit data to assess the creditworthiness of borrowers.
• Conduct credit reviews and credit approvals.
• Prepare reports and presentations for senior management.
• Develop and implement credit risk strategies and policies.
• Project management to track progress and manage expectations.

Skills

Analytical skills

Problem-solving skills

Detail-oriented

Education

Bachelor's degree in Finance, Economics or related field

Job description

Qualifications

• Ideally Bachelors degree in Finance, Economics or related field
• Minimum 3 years experience as a credit analyst in retail/banking environment
• Strong analytical and problem-solving skills
• Detail-oriented and able to work independently

Responsibilities

• Analyse credit data to assess the creditworthiness of borrowers
• Conduct credit reviews and credit approvals
• Remain objective and present both arguments and pros and cons
• Manage customer databases and lending limits
• Prepare reports and presentations for senior management
• Develop and implement credit risk strategies and policies
• Collaborate with internal teams to ensure compliance with credit risk policies and procedures
• Suggest risk mitigating measures for our consumer finance products in line with the risk philosophy of the Company
• Project management i.e. track progress, manage expectations and ensure stakeholders requirements are delivered