Financial Advisor - Long-Term Insurance / investments / short term insurance / holistic financi[...]

Oxyon Human Capital Solutions; Cape Town; On-site; ZAR 300,000 - 400,000; Full time

Job summary

A financial services company in Cape Town is seeking an experienced Financial Advisor specializing in long-term insurance. The role involves providing expert advice, managing client portfolios, achieving sales targets, and ensuring compliance with regulatory requirements. Ideal candidates will have at least 2 years of experience, relevant qualifications, and strong interpersonal skills. A highly competitive commission structure and supportive work environment are offered.

Benefits

Highly Competitive commission structure

Access to exclusive long-term insurance products

Supportive and dynamic work environment

Employee Benefits

Qualifications

• At least 2 years of experience in the long-term insurance industry.
• Relevant qualification in financial planning or insurance preferred.
• Previous experience in a client-facing sales role in financial services preferred.

Responsibilities

• Provide expert advice on long-term insurance products.
• Build and maintain a client portfolio and manage relationships.
• Conduct needs analysis for suitable insurance solutions.
• Achieve sales targets and drive new business opportunities.
• Ensure compliance with regulatory requirements.
• Stay updated with product knowledge and industry trends.
• Provide exceptional service and maintain client follow-up.

Skills

Strong understanding of long-term insurance products

Excellent communication and interpersonal skills

Proven track record of achieving sales targets

Strong customer service orientation

Ability to work independently and as part of a team

Education

RE5 certification

NQF Level 4 or equivalent

Tools

Microsoft Office Suite

CRM systems and sales tools

Job description

Overview

We are seeking a highly motivated and experienced Financial Advisor to join our team, specializing in long-term insurance. The ideal candidate will have a strong background in financial services, particularly in long-term insurance, and be passionate about helping clients achieve financial security and peace of mind.

In this role, you will be responsible for advising clients on their long-term insurance needs, providing customized financial solutions, and ensuring compliance with regulatory requirements. You will be expected to build and maintain strong relationships with clients, grow your client base, and work towards achieving sales targets.

Responsibilities

• Provide expert advice on long-term insurance products, including life, disability, critical illness, and retirement planning.
• Build and maintain a client portfolio, proactively managing client relationships and ensuring high levels of customer satisfaction.
• Conduct needs analysis to determine the most suitable long-term insurance solutions for clients.
• Achieve sales targets and drive new business opportunities by prospecting and generating leads.
• Ensure compliance with regulatory requirements, including FAIS, FICA, and other relevant legislation.
• Stay up to date with product knowledge, industry trends, and regulatory changes.
• Provide exceptional service and follow-up with clients regularly to ensure their financial needs are met.

Minimum Requirements

• Experience: At least 2 years of experience in the long-term insurance industry.

Qualifications

• RE5 (Representative Examination) certification is required.
• NQF Level 4 or equivalent (preferable).

Skills

• Strong understanding of long-term insurance products.
• Excellent communication and interpersonal skills.
• Proven track record of achieving sales targets.
• Strong customer service orientation.
• Ability to work independently and as part of a team.

Technical Skills

• Proficient in Microsoft Office Suite (Word, Excel, Outlook).
• Experience with CRM systems and sales tools is an advantage.

Preferred Requirements

• A relevant qualification in financial planning or insurance (such as a CFP, or equivalent) would be advantageous.
• Previous experience in a client-facing sales role within the financial services industry is preferred.

Benefits

• Highly Competitive commission structure.
• Access to exclusive long-term insurance products.
• Supportive and dynamic work environment.
• Employee Benefits